Wing Finance (WING) is a decentralized platform that aims to facilitate crypto-asset lending and foster cross-chain communication between decentralized finance (DeFi) projects. It is a credit-based platform that strives to make crypto lending services more accessible by eliminating the need for large collaterals. Wing Finance operates as a decentralized autonomous organization (DAO), enabling users to participate in decision-making, product design, and operations. The platform is built on the Ontology blockchain and is fully controlled by its users, eliminating the need for third-party transaction confirmations.

Wing Finance operates through a decentralized governance model combined with a risk control mechanism. This model aims to enhance the relationships between creditors, borrowers, and guarantors, thereby increasing the number and accessibility of DeFi projects using the platform. Wing Finance allows for the creation of new blockchain projects and focuses on fostering a decentralized and autonomous governing community. The platform also features a unique credit-scoring system called OScore, which evaluates users' lending/borrowing history and digital asset information. This system reduces the collateral required for loans on the platform, incentivizing users to maintain a good credit score.

Wing Finance offers a platform for users to set up a DAO proposal or become a participant, even without prior knowledge or interaction with the blockchain. This feature provides project developers with an opportunity to receive crowdfunding when they submit proposals. Participants, on the other hand, can contribute to decision-making and receive compensation through smart contracts. Wing Finance also allows users to create collateral pools across different blockchains, thanks to its foundation on the Ontology blockchain. This feature enables the digitization of new and existing assets, providing a potential use case for asset digitization and management.

Wing Finance is a credit-based cross-chain DeFi platform developed and operated by the Ontology team. The WING token, the governance token of the platform's DAO, confers voting rights on its holders, allowing them to participate in the platform's decision-making processes.