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Borrow cash using Bitcoin as collateral

Now you can borrow up to $20,000 from Coinbase using your Bitcoin as collateral. Pay just 8% APR with no credit check.

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This offer is currently available to residents of the following US states: AK, AR, CT, FL, GA, IL, MA, NH, NJ, NC, OR, TX, VA, NE, UT, WI, and WY.

How it works

Have you ever needed cash for something urgent, like a car or home repair? In the past, you might have sold Bitcoin to cover it and incurred a taxable gain or loss. Now you don't have to.

Borrow up to $20,000

If you have Bitcoin in your Coinbase account, you can borrow up to 30% of the value in cash, up to $20,000.

Avoid selling your Bitcoin

Selling your Bitcoin might incur a taxable gain or loss. Now you won't have to sell when you need extra cash.

Low interest rate

Our 8% APR rate is lower than most personal loans. Plus, there's no credit check.

1-year term

Each month you only need to pay the interest. You can wait up to 1 year to repay the principal. Additional terms apply.

Don't have a Coinbase account?