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Sum of median estimated savings and rewards earned, per user in 2021 across multiple Coinbase programs (excluding sweepstakes). This amount includes fee waivers from Coinbase One (excluding the subscription cost), rewards from Coinbase Card, and staking rewards.
About RAY and BNPL
Raydium is climbing, while BNPL Pay is falling this week. The current RAY to BNPL conversion rate is 9,800.55. Inversely, this means that if you convert 1 BNPL you will get 0.000102 RAY. The conversion rate of RAY/BNPL has increased by 0.87% in the last hour (BNPL/RAY decreased by 0.87%). In the last 24 hours, RAY/BNPL grew by 3.53%, while BNPL/RAY shrunk by the same amount.
The exchange rate of Raydium is increasing. The current value of 1 RAY is 9,800.55 BNPL. In other words, to buy 5 Raydium, it would cost you 49,002.75 BNPL. Inversely, 1 BNPL would allow you to trade for 0.000102 RAY while 50 BNPL would convert to 0.005102 RAY, not including platform or gas fees.
In the last 7 days, the exchange rate has increased by 3.02%. Meanwhile, in the last 24 hours, the rate has changed by 2.68%, which means that the highest exchange rate of 1 RAY to BNPL was 9,908.80 BNPL and the lowest 24 hour value was 1 RAY for 9,085.28 BNPL. Last month, 1 RAY was worth 8,195.28 BNPL. Today, it's up 16.38%. Looking back a year, Raydium has changed by 2,723.71 BNPL. That means that in a single year, the value of Raydium has grown by 72.21%.
Raydium Market Stats
RAY is the native utility token for Raydium, an automated market maker (AMM) and decentralized exchange built on the Solana blockchain. Holders can stake RAY to earn a portion of protocol fees, participate in initial DEX offerings (IDOs), and vote on governance proposals regarding the platform’s development.
BNPL Pay Market Stats
BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. To that end, we have created the BNPL Pay Protocol, an uncollateralized lending platform that services such a need. We tackle the counterparty risk associated with uncollateralized borrowing through a distributed network of Banking Nodes. Our system delegates the tasks of credit checks, risk assessment and other due diligence requirements to pool operators, and creates a set of incentive structures that reward and punish these operators based on performance. Banking Nodes manage pools of liquidity, and have the autonomy to delegate these funds to potential borrowers in the parameters they see fit, while lenders can choose an operator that suits their risk-reward preferences to conduct interest bearing activities based on fully transparent data. Borrowers can apply for credit from any or all Bank Nodes, and if approved, are issued loans on fully customizable and agreed upon terms. Unlike established protocols within DeFi, uncollateralized borrowing presents an entirely new avenue of risk that is yet to be tackled within blockchain networks, namely, counterparty risk. BNPL Pay seeks to address this risk by delegating the tasks of credit checks, risk assessment and other processes conducted by traditional credit facilities to our node operators. With this, node operators lie at the heart of our protocol, and connect lenders with borrowers. The BNPL token is the governance token within the BNPL Pay protocol and has multiple utility functions including bonding a banking node and staking banking nodes as a form of insurance in the event of a default.
Conversion tables
RAY to BNPL values from Today at 6:57 am
0.5 RAY = 4,900.27 BNPL |
1 RAY = 9,800.55 BNPL |
5 RAY = 49,002.75 BNPL |
10 RAY = 98,005.49 BNPL |
50 RAY = 490,027.45 BNPL |
100 RAY = 980,054.90 BNPL |
500 RAY = 4,900,274.51 BNPL |
1,000 RAY = 9,800,549.01 BNPL |
BNPL to RAY values from Today at 6:56 am
0.5 BNPL = 0.00005102 RAY |
1 BNPL = 0.000102 RAY |
5 BNPL = 0.0005102 RAY |
10 BNPL = 0.00102 RAY |
50 BNPL = 0.005102 RAY |
100 BNPL = 0.0102 RAY |
500 BNPL = 0.05102 RAY |
1,000 BNPL = 0.102 RAY |
RAY to BNPL over time
RAY | Today | 24H 2.68% | 1M 16.38% | 1Y 72.21% |
|---|---|---|---|---|
0.5 RAY | 4,900.27 BNPL | 4,769.04 BNPL | 4,097.64 BNPL | 1,361.85 BNPL |
1 RAY | 9,800.55 BNPL | 9,538.08 BNPL | 8,195.28 BNPL | 2,723.71 BNPL |
5 RAY | 49,002.75 BNPL | 47,690.41 BNPL | 40,976.38 BNPL | 13,618.53 BNPL |
10 RAY | 98,005.49 BNPL | 95,380.82 BNPL | 81,952.76 BNPL | 27,237.06 BNPL |
50 RAY | 490,027.45 BNPL | 476,904.10 BNPL | 409,763.80 BNPL | 136,185.29 BNPL |
100 RAY | 980,054.90 BNPL | 953,808.20 BNPL | 819,527.59 BNPL | 272,370.58 BNPL |
500 RAY | 4,900,274.51 BNPL | 4,769,041.01 BNPL | 4,097,637.96 BNPL | 1,361,852.88 BNPL |
1,000 RAY | 9,800,549.01 BNPL | 9,538,082.01 BNPL | 8,195,275.92 BNPL | 2,723,705.75 BNPL |
Frequently asked questions
Right now, 1 Raydium is worth about $0.5816.
Based on the current rate, you could get 1.72 RAY for 1 USD.
Raydium price has been declining. Since yesterday, the exchange rate of Raydium has decreased. Since last month, the exchange rate of Raydium has decreased. Since this time last year, the price of Raydium has decreased.
You can use our RAY to USD calculator at the top of this page to convert any amount of RAY to USD. We've also created a couple of quick reference tables for the most popular conversions. For example, 5 USD is equivalent to 8.60 RAY. Inversely, 5 RAY will cost about $2.91
Raydium is currently available to buy on Coinbase's centralized exchange. Check out our guide to get more detailed instructions on how to buy Raydium.
Buy Raydium with Coinbase
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This content is being provided to you for informational purposes only, does not constitute an offer, or solicitation of an offer nor a recommendation by Coinbase to buy, sell, or hold any security, financial product, or instrument referenced in the content, and does not constitute investment advice, financial advice, trading advice, or any other sort of advice. Data presented may reflect asset prices traded on the Coinbase exchange as well as other cryptocurrency exchanges and market data platform. Coinbase may charge fees for the processing of cryptocurrency transactions which may not be reflected in the conversion prices displayed. Coinbase is not liable for any errors or delays in content, or for any actions taken in reliance on any content.






