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Sum of median estimated savings and rewards earned, per user in 2021 across multiple Coinbase programs (excluding sweepstakes). This amount includes fee waivers from Coinbase One (excluding the subscription cost), rewards from Coinbase Card, and staking rewards.
About BNPL and UMA
BNPL Pay is climbing, while UMA is falling this week. The current BNPL to UMA conversion rate is 0.0001696. Inversely, this means that if you convert 1 UMA you will get 5,896.67 BNPL. The conversion rate of BNPL/UMA has increased by 0.41% in the last hour (UMA/BNPL decreased by 0.41%). In the last 24 hours, BNPL/UMA grew by 2.21%, while UMA/BNPL shrunk by the same amount.
The exchange rate of BNPL Pay is increasing. The current value of 1 BNPL is 0.0001696 UMA. In other words, to buy 5 BNPL Pay, it would cost you 0.0008479 UMA. Inversely, 1 UMA would allow you to trade for 5,896.67 BNPL while 50 UMA would convert to 294,833.36 BNPL, not including platform or gas fees.
In the last 7 days, the exchange rate has increased by 1.5%. Meanwhile, in the last 24 hours, the rate has changed by 2.17%, which means that the highest exchange rate of 1 BNPL to UMA was 0.0001696 UMA and the lowest 24 hour value was 1 BNPL for 0.0001659 UMA. Last month, 1 BNPL was worth 0.000143 UMA. Today, it's up 15.69%. Looking back a year, BNPL Pay has changed by 0.0005723 UMA. That means that in a single year, the value of BNPL Pay has shrank by 237.47%.
BNPL Pay Market Stats
BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. To that end, we have created the BNPL Pay Protocol, an uncollateralized lending platform that services such a need. We tackle the counterparty risk associated with uncollateralized borrowing through a distributed network of Banking Nodes. Our system delegates the tasks of credit checks, risk assessment and other due diligence requirements to pool operators, and creates a set of incentive structures that reward and punish these operators based on performance. Banking Nodes manage pools of liquidity, and have the autonomy to delegate these funds to potential borrowers in the parameters they see fit, while lenders can choose an operator that suits their risk-reward preferences to conduct interest bearing activities based on fully transparent data. Borrowers can apply for credit from any or all Bank Nodes, and if approved, are issued loans on fully customizable and agreed upon terms. Unlike established protocols within DeFi, uncollateralized borrowing presents an entirely new avenue of risk that is yet to be tackled within blockchain networks, namely, counterparty risk. BNPL Pay seeks to address this risk by delegating the tasks of credit checks, risk assessment and other processes conducted by traditional credit facilities to our node operators. With this, node operators lie at the heart of our protocol, and connect lenders with borrowers. The BNPL token is the governance token within the BNPL Pay protocol and has multiple utility functions including bonding a banking node and staking banking nodes as a form of insurance in the event of a default.
UMA Market Stats
UMA is an Ethereum token that describes itself as “an open-source protocol that allows developers to design and create their own financial contracts and synthetic assets.” The protocol’s name comes from the team’s goal of creating universal market access (UMA).
Conversion tables
BNPL to UMA values from Today at 10:25 pm
0.5 BNPL = 0.00008479 UMA |
1 BNPL = 0.0001696 UMA |
5 BNPL = 0.0008479 UMA |
10 BNPL = 0.001696 UMA |
50 BNPL = 0.008479 UMA |
100 BNPL = 0.01696 UMA |
500 BNPL = 0.08479 UMA |
1,000 BNPL = 0.1696 UMA |
UMA to BNPL values from Today at 10:25 pm
0.5 UMA = 2,948.33 BNPL |
1 UMA = 5,896.67 BNPL |
5 UMA = 29,483.34 BNPL |
10 UMA = 58,966.67 BNPL |
50 UMA = 294,833.36 BNPL |
100 UMA = 589,666.73 BNPL |
500 UMA = 2,948,333.64 BNPL |
1,000 UMA = 5,896,667.28 BNPL |
BNPL to UMA over time
BNPL | Today | 24H 2.17% | 1M 15.69% | 1Y -237.47% |
|---|---|---|---|---|
0.5 BNPL | 0.00008479 UMA | 0.00008296 UMA | 0.00007149 UMA | 0.0002862 UMA |
1 BNPL | 0.0001696 UMA | 0.0001659 UMA | 0.000143 UMA | 0.0005723 UMA |
5 BNPL | 0.0008479 UMA | 0.0008296 UMA | 0.0007149 UMA | 0.002862 UMA |
10 BNPL | 0.001696 UMA | 0.001659 UMA | 0.00143 UMA | 0.005723 UMA |
50 BNPL | 0.008479 UMA | 0.008296 UMA | 0.007149 UMA | 0.02862 UMA |
100 BNPL | 0.01696 UMA | 0.01659 UMA | 0.0143 UMA | 0.05723 UMA |
500 BNPL | 0.08479 UMA | 0.08296 UMA | 0.07149 UMA | 0.2862 UMA |
1,000 BNPL | 0.1696 UMA | 0.1659 UMA | 0.143 UMA | 0.5723 UMA |
Frequently asked questions
Right now, 1 BNPL Pay is worth about $0.00006131.
Based on the current rate, you could get 16,311.67 BNPL for 1 USD.
You can use our BNPL to USD calculator at the top of this page to convert any amount of BNPL to USD. We've also created a couple of quick reference tables for the most popular conversions. For example, 5 USD is equivalent to 81,558.33 BNPL. Inversely, 5 BNPL will cost about $0.0003065
BNPL Pay can be custodied on Coinbase Wallet. Check out our guide to get more detailed instructions on how to buy BNPL Pay.
There are a number of crypto assets that have the a similar or comparable market cap to BNPL Pay, including AGA Token, Pickle Finance, and Dogz. For a more robust list of assets to explore, jump to the asset page dedicated to BNPL Pay.
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This content is being provided to you for informational purposes only, does not constitute an offer, or solicitation of an offer nor a recommendation by Coinbase to buy, sell, or hold any security, financial product, or instrument referenced in the content, and does not constitute investment advice, financial advice, trading advice, or any other sort of advice. Data presented may reflect asset prices traded on the Coinbase exchange as well as other cryptocurrency exchanges and market data platform. Coinbase may charge fees for the processing of cryptocurrency transactions which may not be reflected in the conversion prices displayed. Coinbase is not liable for any errors or delays in content, or for any actions taken in reliance on any content.