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The Coinbase Institute is the most trusted source of policy research on the global crypto economy. Our work supports sound policy, advances innovation, and helps promote economic freedom worldwide.

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From the Unbanked to the Unbrokered:
Unlocking Wealth Creation for the World

For decades, income growth from capital has dramatically outpaced that from labor, but capital ownership remains a privilege of the few. We must bridge this divide by transitioning from the current system that excludes the majority to one that empowers them. The solution lies in the convergence of technology and policy. By harnessing the transformational potential of tokenization and open blockchains, we unlock global markets for billions of savers and those wishing to raise capital. When the barriers of traditional financial infrastructure disappear, access to investment opportunities becomes as normal as owning a phone. This allows ordinary people to finally capture the upside from innovation and economic growth. This is how we narrow the capital chasm and increase economic freedom.

January 19, 2026

Read time: 3 min (executive summary) - 35 min (whole document)

Why DeFi Matters: The Case for Open Financial Infrastructure

Jun 12, 2026
Insights

Decentralized finance (DeFi) uses open-source protocols and smart contracts to allow global value transfer without intermediaries. It offers continuous access, asset portability, and instant settlement, promoting financial inclusion.

Safety by Design: Why GENIUS Gets Stablecoin Regulation Right

May 26, 2026
Insights

GENIUS stablecoins give the dollar a digital, programmable form, enabling faster and cheaper global payments. The GENIUS Act correctly regulates them standards that match their risk profile, which is structurally lower than a bank deposit's.

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Users in four states have missed out on an estimated $100M+ in less than two years

Regulators in California, New Jersey, Maryland, and Wisconsin issued misguided cease-and-desist orders in June 2023 prohibiting Coinbase users from staking additional assets. Coinbase is permitted to offer its staking services in nearly every other state. Users in these four states should be permitted to stake, too.

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Your voice matters. Join Stand With Crypto.

Coinbase partners with the Stand with Crypto Alliance—an independent grassroots movement that is mobilizing 52M Americans—to demand policymakers for sensible rules for crypto. Our strength lies in numbers. Join the fight to defend the future of crypto.