Coinbase Institute

Crypto and blockchain technologies offer healthcare systems new tools to operate more securely, transparently, and efficiently. From streamlining patient record management to securing supply chains and modernizing billing and payments, these innovations can improve care delivery and reduce administrative costs.

Crypto and blockchain technologies offer local governments new tools to operate more transparently and efficiently. By modernizing payments, improving recordkeeping, and fostering economic participation, crypto can help local governments better serve their communities.

Small and medium-sized businesses (SMBs) are the backbone of our economy, but they often face significant barriers to securing financial success and global reach. Crypto and blockchain technology offer tools that can enable faster, cheaper, and more inclusive financial infrastructure, empowering small businesses to compete in a global, digital economy.

Blockchain-based gaming leverages crypto technology to create open, player-owned economies where users can truly own in-game assets, earn rewards, and participate in decentralized virtual worlds—offering more transparent, interoperable, and community-driven alternatives to traditional gaming platforms.

Blockchain technology can transform supply chain management by creating a transparent, tamper-proof system that not only streamlines operations but also fosters accountability and trust among participants.

Delivering humanitarian aid is a complex challenge, particularly in conflict zones, disaster areas, or regions with weak financial infrastructure. But crypto can help by enabling organizations to deliver funds directly to recipients – faster, more securely, and with greater accountability.

Remittances are a vital lifeline for millions around the world, but face high fees and delays. Crypto and blockchain technology offer a faster, cheaper alternative to traditional remittance channels, transforming how money moves globally.

Crypto and blockchain technology can dramatically expand financial inclusion by providing secure, low-cost access to money and financial services for billions who are unbanked or underserved.

In Coinbase’s recent response to the Financial Stability Board’s peer review, we urge the FSB to revisit the global regulatory framework for digital assets it set forth in 2023, recognizing the ongoing global shift toward a more supportive and innovative regulatory approach.

Crypto mining plays a critical role in securing decentralized networks, and is increasingly integrating renewable power sources and driving innovation in carbon tracking and energy efficiency—offering new tools for sustainable infrastructure.

Crypto and blockchain technology are not just financial innovations, but key to economic security and geopolitical stability. By advancing clear rules for digital assets, US policymakers and regulators will help ensure that crypto innovation remains aligned with democratic values and our national interests.

The rise of memecoins showcases the power of online communities and blockchain technology to create new forms of digital value and foster innovation, while their speculative nature means that participants should approach them with a clear understanding of the risks involved.

The intersection of crypto, blockchain technology, and AI can create more secure, efficient, and decentralized systems by enabling trustless transactions, transparent and immutable data management, and intelligent automation, driving innovation across finance, governance, and digital economies.

Decentralized physical infrastructure networks (DePINs) use blockchain technology to coordinate and incentivize the development of real-world infrastructure, enabling more efficient, transparent, and community-driven alternatives to traditional, centralized systems.

In Coinbase’s recent response to the European Commission’s call for evidence on the European Savings and Investment Union, we outline key recommendations that will help unlock the transformative effects of crypto and blockchain technologies.

Decentralized Autonomous Organizations (DAOs) are blockchain-based entities governed by smart contracts and collective decision-making, enabling transparent, efficient, and community-driven management of resources and projects without reliance on traditional hierarchies.

Decentralized social media leverages blockchain technology to create open networks where users can control their data, interact across platforms, and access new economic opportunities without relying on centralized intermediaries.

Stablecoins are blockchain-based digital assets designed to maintain price stability, offering a reliable medium of exchange for payments, remittances, decentralized finance, and cross-border transactions.

Smart contracts are self-executing programs on the blockchain that provide secure, transparent, and efficient solutions for payments, logistics, gaming, and more.

Layer 2 blockchains help make blockchain transactions faster and more efficient, making decentralized apps for activities like shopping, gaming, and managing finances more practical for everyday use.

Crypto wallets enable users to securely send and receive crypto, and also serve as the gateway to onchain experiences, where users can interact with thousands of decentralized apps in finance, gaming, the creative arts, and more.

Decentralized ID (DiD) is a groundbreaking innovation that uses blockchain technology to bring more privacy, security, and control to our identities.

Tokenization creates digital versions of real-world assets like cash, art, or real estate on blockchains, enabling faster, cost-efficient, and transparent transactions while enhancing liquidity, reducing risks, and minimizing reliance on intermediaries.

Whether it’s artists, musicians, writers, or developers, blockchain and crypto offer new ways to monetize, distribute, and protect creative work that are already redefining the creator economy.

Users can protect themselves from common scams by staying vigilant and following these simple steps.

As we move from an online to onchain world, crypto and blockchain technology offer solutions that empower individuals to protect their privacy while transacting, creating, and communicating digitally.

With DeFi, you can do most of the things that traditional financial (TradFi) service providers support—earn interest, borrow, lend, buy insurance, trade derivatives, trade assets, and more—but it’s faster and doesn’t require paperwork or a third party.

Blockchain is a revolutionary technology that serves as the backbone for cryptocurrencies like Bitcoin and Ethereum. At its core, a blockchain is a decentralized and distributed digital ledger that records transactions in a secure, transparent, and immutable manner.

At its core, cryptocurrency is decentralized digital money, designed to be used over the internet. Bitcoin, launched in 2008, was the first cryptocurrency and remains the most widely known and influential.