Zinari is a DeFi system designed to facilitate international business transactions. The platform seeks to allow traders and payees to transfer funds to clients in other countries via a decentralized network. The vision of the platform is to improve the current monetary system and make the transaction process significantly more efficient for the uneducated traders, both in currency or digitally. The whitepaper states that the users can use the platform's API (application programming interface) to collect payments online or use its point-of-sale terminal to collect payments in person as there are no transaction fees, limits, or paperwork to deal with.

Zinari seeks to offer multiple tools to users to receive crypto payments and open an account, such as:

ZINA is the governance token of Zinari Finance, created on the Binance Smart Chain Network. Binance Smart Chain signifies a blockchain network developed for running smart contract-based applications. The token's price is determined by a demand and supply model, and the token holders decide the exchange rate, value, and issuing systems. The goal is to develop a coin in which each unit is valued at 1 gold gram to 1 ZINA. Therefore, the value of ZINA against gold rises in tandem with the increase in the gold supply as the ZINA standard is based on gold.

Zinari has two types of burns—the team burn and the community burn. Every month, community members voluntarily donate ZINA tokens, which can be used for burning. Coin burning is the process of eliminating coins from circulation by sending them to an inaccessible wallet address, thereby increasing the token's value. However, the team can burn 50% of the token supply in the first five years.

Zinari was launched on April 16, 2021, and is managed by Mikael Bernard, Chimaobi Uzochukwu, and Hope Bernard. 

The maximum total supply of the Zinari token was 100 billion ZINA.