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Sum of median estimated savings and rewards earned, per user in 2021 across multiple Coinbase programs (excluding sweepstakes). This amount includes fee waivers from Coinbase One (excluding the subscription cost), rewards from Coinbase Card, and staking rewards.
About FLUID and BNPL
Fluid is climbing, while BNPL Pay is falling this week. The current FLUID to BNPL conversion rate is 18,938.98. Inversely, this means that if you convert 1 BNPL you will get 0.0000528 FLUID. The conversion rate of FLUID/BNPL has decreased by 1.5% in the last hour (BNPL/FLUID increased by 1.5%). In the last 24 hours, FLUID/BNPL grew by 4.25%, while BNPL/FLUID shrunk by the same amount.
The exchange rate of Fluid is increasing. The current value of 1 FLUID is 18,938.98 BNPL. In other words, to buy 5 Fluid, it would cost you 94,694.90 BNPL. Inversely, 1 BNPL would allow you to trade for 0.0000528 FLUID while 50 BNPL would convert to 0.00264 FLUID, not including platform or gas fees.
In the last 7 days, the exchange rate has increased by 0.24%. Meanwhile, in the last 24 hours, the rate has changed by 4.34%, which means that the highest exchange rate of 1 FLUID to BNPL was 19,380.45 BNPL and the lowest 24 hour value was 1 FLUID for 17,663.94 BNPL. Last month, 1 FLUID was worth 17,463.56 BNPL. Today, it's up 7.79%. Looking back a year, Fluid has changed by 5,049.63 BNPL. That means that in a single year, the value of Fluid has grown by 73.34%.
Fluid Market Stats
FLUID is the governance and utility token for the Fluid DeFi platform, a multi-chain protocol focused on optimizing lending, borrowing, and trading cryptocurrencies within a unified liquidity layer. The token was previously named INST and rebranded to FLUID in December 2024 to reflect its expanded vision and set of services.
BNPL Pay Market Stats
BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. To that end, we have created the BNPL Pay Protocol, an uncollateralized lending platform that services such a need. We tackle the counterparty risk associated with uncollateralized borrowing through a distributed network of Banking Nodes. Our system delegates the tasks of credit checks, risk assessment and other due diligence requirements to pool operators, and creates a set of incentive structures that reward and punish these operators based on performance. Banking Nodes manage pools of liquidity, and have the autonomy to delegate these funds to potential borrowers in the parameters they see fit, while lenders can choose an operator that suits their risk-reward preferences to conduct interest bearing activities based on fully transparent data. Borrowers can apply for credit from any or all Bank Nodes, and if approved, are issued loans on fully customizable and agreed upon terms. Unlike established protocols within DeFi, uncollateralized borrowing presents an entirely new avenue of risk that is yet to be tackled within blockchain networks, namely, counterparty risk. BNPL Pay seeks to address this risk by delegating the tasks of credit checks, risk assessment and other processes conducted by traditional credit facilities to our node operators. With this, node operators lie at the heart of our protocol, and connect lenders with borrowers. The BNPL token is the governance token within the BNPL Pay protocol and has multiple utility functions including bonding a banking node and staking banking nodes as a form of insurance in the event of a default.
Conversion tables
FLUID to BNPL values from Today at 3:52 am
0.5 FLUID = 9,469.49 BNPL |
1 FLUID = 18,938.98 BNPL |
5 FLUID = 94,694.90 BNPL |
10 FLUID = 189,389.80 BNPL |
50 FLUID = 946,949.01 BNPL |
100 FLUID = 1,893,898.01 BNPL |
500 FLUID = 9,469,490.05 BNPL |
1,000 FLUID = 18,938,980.11 BNPL |
BNPL to FLUID values from Today at 3:51 am
0.5 BNPL = 0.0000264 FLUID |
1 BNPL = 0.0000528 FLUID |
5 BNPL = 0.000264 FLUID |
10 BNPL = 0.000528 FLUID |
50 BNPL = 0.00264 FLUID |
100 BNPL = 0.00528 FLUID |
500 BNPL = 0.0264 FLUID |
1,000 BNPL = 0.0528 FLUID |
FLUID to BNPL over time
FLUID | Today | 24H 4.34% | 1M 7.79% | 1Y 73.34% |
|---|---|---|---|---|
0.5 FLUID | 9,469.49 BNPL | 9,058.23 BNPL | 8,731.78 BNPL | 2,524.82 BNPL |
1 FLUID | 18,938.98 BNPL | 18,116.46 BNPL | 17,463.56 BNPL | 5,049.63 BNPL |
5 FLUID | 94,694.90 BNPL | 90,582.32 BNPL | 87,317.79 BNPL | 25,248.16 BNPL |
10 FLUID | 189,389.80 BNPL | 181,164.64 BNPL | 174,635.58 BNPL | 50,496.31 BNPL |
50 FLUID | 946,949.01 BNPL | 905,823.18 BNPL | 873,177.88 BNPL | 252,481.57 BNPL |
100 FLUID | 1,893,898.01 BNPL | 1,811,646.36 BNPL | 1,746,355.76 BNPL | 504,963.15 BNPL |
500 FLUID | 9,469,490.05 BNPL | 9,058,231.82 BNPL | 8,731,778.80 BNPL | 2,524,815.73 BNPL |
1,000 FLUID | 18,938,980.11 BNPL | 18,116,463.65 BNPL | 17,463,557.60 BNPL | 5,049,631.46 BNPL |
Frequently asked questions
Right now, 1 Fluid is worth about $1.07.
Based on the current rate, you could get 0.9385 FLUID for 1 USD.
Fluid price has been declining. Since yesterday, the exchange rate of Fluid has decreased. Since last month, the exchange rate of Fluid has decreased. Since this time last year, the price of Fluid has decreased.
You can use our FLUID to USD calculator at the top of this page to convert any amount of FLUID to USD. We've also created a couple of quick reference tables for the most popular conversions. For example, 5 USD is equivalent to 4.69 FLUID. Inversely, 5 FLUID will cost about $5.33
Fluid is currently available to buy on Coinbase's centralized exchange. Check out our guide to get more detailed instructions on how to buy Fluid.
There are a number of crypto assets that have the a similar or comparable market cap to Fluid, including Sonic, Sonic, and Reserve Rights. For a more robust list of assets to explore, jump to the asset page dedicated to Fluid.
Buy Fluid with Coinbase
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This content is being provided to you for informational purposes only, does not constitute an offer, or solicitation of an offer nor a recommendation by Coinbase to buy, sell, or hold any security, financial product, or instrument referenced in the content, and does not constitute investment advice, financial advice, trading advice, or any other sort of advice. Data presented may reflect asset prices traded on the Coinbase exchange as well as other cryptocurrency exchanges and market data platform. Coinbase may charge fees for the processing of cryptocurrency transactions which may not be reflected in the conversion prices displayed. Coinbase is not liable for any errors or delays in content, or for any actions taken in reliance on any content.






