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About UMA and BNPL
UMA is falling, while BNPL Pay is climbing this week. The current UMA to BNPL conversion rate is 5,929.29. Inversely, this means that if you convert 1 BNPL you will get 0.0001687 UMA. The conversion rate of UMA/BNPL has decreased by 0.41% in the last hour (BNPL/UMA increased by 0.41%). In the last 24 hours, UMA/BNPL shrunk by 2.2%, while BNPL/UMA grew by the same amount.
The exchange rate of UMA is decreasing. The current value of 1 UMA is 5,929.29 BNPL. In other words, to buy 5 UMA, it would cost you 29,646.45 BNPL. Inversely, 1 BNPL would allow you to trade for 0.0001687 UMA while 50 BNPL would convert to 0.008433 UMA, not including platform or gas fees.
In the last 7 days, the exchange rate has fallen by 0.96%. Meanwhile, in the last 24 hours, the rate has changed by 2.2%, and that the highest exchange rate of 1 UMA to BNPL was 6,059.78 BNPL and the lowest 24 hour value was 1 UMA for 5,912.98 BNPL. Last month, 1 UMA was worth 7,074.34 BNPL. Today, it's down 19.31%. Looking back a year, UMA has changed by 1,747.33 BNPL. That means that in a single year, the value of UMA has grown by 70.53%.
UMA Market Stats
UMA is an Ethereum token that describes itself as “an open-source protocol that allows developers to design and create their own financial contracts and synthetic assets.” The protocol’s name comes from the team’s goal of creating universal market access (UMA).
BNPL Pay Market Stats
BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. To that end, we have created the BNPL Pay Protocol, an uncollateralized lending platform that services such a need. We tackle the counterparty risk associated with uncollateralized borrowing through a distributed network of Banking Nodes. Our system delegates the tasks of credit checks, risk assessment and other due diligence requirements to pool operators, and creates a set of incentive structures that reward and punish these operators based on performance. Banking Nodes manage pools of liquidity, and have the autonomy to delegate these funds to potential borrowers in the parameters they see fit, while lenders can choose an operator that suits their risk-reward preferences to conduct interest bearing activities based on fully transparent data. Borrowers can apply for credit from any or all Bank Nodes, and if approved, are issued loans on fully customizable and agreed upon terms. Unlike established protocols within DeFi, uncollateralized borrowing presents an entirely new avenue of risk that is yet to be tackled within blockchain networks, namely, counterparty risk. BNPL Pay seeks to address this risk by delegating the tasks of credit checks, risk assessment and other processes conducted by traditional credit facilities to our node operators. With this, node operators lie at the heart of our protocol, and connect lenders with borrowers. The BNPL token is the governance token within the BNPL Pay protocol and has multiple utility functions including bonding a banking node and staking banking nodes as a form of insurance in the event of a default.
Conversion tables
UMA to BNPL values from Today at 5:53 pm
0.5 UMA = 2,964.65 BNPL |
1 UMA = 5,929.29 BNPL |
5 UMA = 29,646.45 BNPL |
10 UMA = 59,292.91 BNPL |
50 UMA = 296,464.53 BNPL |
100 UMA = 592,929.06 BNPL |
500 UMA = 2,964,645.31 BNPL |
1,000 UMA = 5,929,290.61 BNPL |
BNPL to UMA values from Today at 5:53 pm
0.5 BNPL = 0.00008433 UMA |
1 BNPL = 0.0001687 UMA |
5 BNPL = 0.0008433 UMA |
10 BNPL = 0.001687 UMA |
50 BNPL = 0.008433 UMA |
100 BNPL = 0.01687 UMA |
500 BNPL = 0.08433 UMA |
1,000 BNPL = 0.1687 UMA |
UMA to BNPL over time
UMA | Today | 24H -2.20% | 1M -19.31% | 1Y 70.53% |
|---|---|---|---|---|
0.5 UMA | 2,964.65 BNPL | 3,029.89 BNPL | 3,537.17 BNPL | 873.67 BNPL |
1 UMA | 5,929.29 BNPL | 6,059.78 BNPL | 7,074.34 BNPL | 1,747.33 BNPL |
5 UMA | 29,646.45 BNPL | 30,298.92 BNPL | 35,371.72 BNPL | 8,736.67 BNPL |
10 UMA | 59,292.91 BNPL | 60,597.84 BNPL | 70,743.45 BNPL | 17,473.33 BNPL |
50 UMA | 296,464.53 BNPL | 302,989.20 BNPL | 353,717.23 BNPL | 87,366.67 BNPL |
100 UMA | 592,929.06 BNPL | 605,978.39 BNPL | 707,434.45 BNPL | 174,733.35 BNPL |
500 UMA | 2,964,645.31 BNPL | 3,029,891.97 BNPL | 3,537,172.26 BNPL | 873,666.75 BNPL |
1,000 UMA | 5,929,290.61 BNPL | 6,059,783.94 BNPL | 7,074,344.52 BNPL | 1,747,333.50 BNPL |
Frequently asked questions
Right now, 1 UMA is worth about $0.3635.
Based on the current rate, you could get 2.75 UMA for 1 USD.
UMA price has been declining. Since yesterday, the exchange rate of UMA has decreased. Since last month, the exchange rate of UMA has decreased. Since this time last year, the price of UMA has decreased.
You can use our UMA to USD calculator at the top of this page to convert any amount of UMA to USD. We've also created a couple of quick reference tables for the most popular conversions. For example, 5 USD is equivalent to 13.76 UMA. Inversely, 5 UMA will cost about $1.82
UMA is currently available to buy on Coinbase's centralized exchange. Check out our guide to get more detailed instructions on how to buy UMA.
There are a number of crypto assets that have the a similar or comparable market cap to UMA, including Atoshi, Rekt (rekt.com), and Waves. For a more robust list of assets to explore, jump to the asset page dedicated to UMA.
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This content is being provided to you for informational purposes only, does not constitute an offer, or solicitation of an offer nor a recommendation by Coinbase to buy, sell, or hold any security, financial product, or instrument referenced in the content, and does not constitute investment advice, financial advice, trading advice, or any other sort of advice. Data presented may reflect asset prices traded on the Coinbase exchange as well as other cryptocurrency exchanges and market data platform. Coinbase may charge fees for the processing of cryptocurrency transactions which may not be reflected in the conversion prices displayed. Coinbase is not liable for any errors or delays in content, or for any actions taken in reliance on any content.