Convert BNPL Pay BNPL to Raydium RAY

Earn up to $2,000 when you buy $50 in crypto¹

Restrictions apply, see full terms.

Restrictions apply, see full terms.

About BNPL and RAY

BNPL Pay is falling, while Raydium is climbing this week. The current BNPL to RAY conversion rate is 0.0001037. Inversely, this means that if you convert 1 RAY you will get 9,639.50 BNPL. The conversion rate of BNPL/RAY has increased by 2.39% in the last hour (RAY/BNPL decreased by 2.39%). In the last 24 hours, BNPL/RAY shrunk by 2.16%, while RAY/BNPL grew by the same amount.

The exchange rate of BNPL Pay is decreasing. The current value of 1 BNPL is 0.0001037 RAY. In other words, to buy 5 BNPL Pay, it would cost you 0.0005187 RAY. Inversely, 1 RAY would allow you to trade for 9,639.50 BNPL while 50 RAY would convert to 481,975.00 BNPL, not including platform or gas fees.

In the last 7 days, the exchange rate has fallen by 2.99%. Meanwhile, in the last 24 hours, the rate has changed by 2.64%, and that the highest exchange rate of 1 BNPL to RAY was 0.0001101 RAY and the lowest 24 hour value was 1 BNPL for 0.0001007 RAY. Last month, 1 BNPL was worth 0.0001199 RAY. Today, it's down 15.61%. Looking back a year, BNPL Pay has changed by 0.0003671 RAY. That means that in a single year, the value of BNPL Pay has shrank by 253.91%.

BNPL Pay Market Stats

BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. To that end, we have created the BNPL Pay Protocol, an uncollateralized lending platform that services such a need. We tackle the counterparty risk associated with uncollateralized borrowing through a distributed network of Banking Nodes. Our system delegates the tasks of credit checks, risk assessment and other due diligence requirements to pool operators, and creates a set of incentive structures that reward and punish these operators based on performance. Banking Nodes manage pools of liquidity, and have the autonomy to delegate these funds to potential borrowers in the parameters they see fit, while lenders can choose an operator that suits their risk-reward preferences to conduct interest bearing activities based on fully transparent data. Borrowers can apply for credit from any or all Bank Nodes, and if approved, are issued loans on fully customizable and agreed upon terms. Unlike established protocols within DeFi, uncollateralized borrowing presents an entirely new avenue of risk that is yet to be tackled within blockchain networks, namely, counterparty risk. BNPL Pay seeks to address this risk by delegating the tasks of credit checks, risk assessment and other processes conducted by traditional credit facilities to our node operators. With this, node operators lie at the heart of our protocol, and connect lenders with borrowers. The BNPL token is the governance token within the BNPL Pay protocol and has multiple utility functions including bonding a banking node and staking banking nodes as a form of insurance in the event of a default.

$0.00005987Price
$30.6KMarket cap
$2.21Volume (24h)
511.1M BNPLCir. Supply

Raydium Market Stats

RAY is the native utility token for Raydium, an automated market maker (AMM) and decentralized exchange built on the Solana blockchain. Holders can stake RAY to earn a portion of protocol fees, participate in initial DEX offerings (IDOs), and vote on governance proposals regarding the platform’s development.

$0.5771Price
$155.24MMarket cap
$28.53MVolume (24h)
269M RAYCir. Supply

Conversion tables

BNPL to RAY values from Today at 2:35 pm

0.5 BNPL = 0.00005187 RAY
1 BNPL = 0.0001037 RAY
5 BNPL = 0.0005187 RAY
10 BNPL = 0.001037 RAY
50 BNPL = 0.005187 RAY
100 BNPL = 0.01037 RAY
500 BNPL = 0.05187 RAY
1,000 BNPL = 0.1037 RAY

RAY to BNPL values from Today at 2:36 pm

0.5 RAY = 4,819.75 BNPL
1 RAY = 9,639.50 BNPL
5 RAY = 48,197.50 BNPL
10 RAY = 96,395.00 BNPL
50 RAY = 481,975.00 BNPL
100 RAY = 963,950.00 BNPL
500 RAY = 4,819,750.00 BNPL
1,000 RAY = 9,639,499.99 BNPL

BNPL to RAY over time

BNPL
Today
24H
-2.64%
1M
-15.61%
1Y
-253.91%
0.5 BNPL
0.00005187 RAY
0.00005324 RAY
0.00005997 RAY
0.0001836 RAY
1 BNPL
0.0001037 RAY
0.0001065 RAY
0.0001199 RAY
0.0003671 RAY
5 BNPL
0.0005187 RAY
0.0005324 RAY
0.0005997 RAY
0.001836 RAY
10 BNPL
0.001037 RAY
0.001065 RAY
0.001199 RAY
0.003671 RAY
50 BNPL
0.005187 RAY
0.005324 RAY
0.005997 RAY
0.01836 RAY
100 BNPL
0.01037 RAY
0.01065 RAY
0.01199 RAY
0.03671 RAY
500 BNPL
0.05187 RAY
0.05324 RAY
0.05997 RAY
0.1836 RAY
1,000 BNPL
0.1037 RAY
0.1065 RAY
0.1199 RAY
0.3671 RAY

Frequently asked questions

Right now, 1 BNPL Pay is worth about $0.00005987.

Based on the current rate, you could get 16,703.34 BNPL for 1 USD.

BNPL Pay price has been declining. Since yesterday, the exchange rate of BNPL Pay has decreased. Since last month, the exchange rate of BNPL Pay has decreased. Since this time last year, the price of BNPL Pay has decreased.

You can use our BNPL to USD calculator at the top of this page to convert any amount of BNPL to USD. We've also created a couple of quick reference tables for the most popular conversions. For example, 5 USD is equivalent to 83,516.72 BNPL. Inversely, 5 BNPL will cost about $0.0002993

BNPL Pay can be custodied on Coinbase Wallet. Check out our guide to get more detailed instructions on how to buy BNPL Pay.

There are a number of crypto assets that have the a similar or comparable market cap to BNPL Pay, including Cardstack, Essentia, and Autonio. For a more robust list of assets to explore, jump to the asset page dedicated to BNPL Pay.

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