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Sum of median estimated savings and rewards earned, per user in 2021 across multiple Coinbase programs (excluding sweepstakes). This amount includes fee waivers from Coinbase One (excluding the subscription cost), rewards from Coinbase Card, and staking rewards.
About BNPL and FLUID
BNPL Pay is falling, while Fluid is climbing this week. The current BNPL to FLUID conversion rate is 0.00005191. Inversely, this means that if you convert 1 FLUID you will get 19,265.53 BNPL. The conversion rate of BNPL/FLUID has decreased by 0.67% in the last hour (FLUID/BNPL increased by 0.67%). In the last 24 hours, BNPL/FLUID shrunk by 10.87%, while FLUID/BNPL grew by the same amount.
The exchange rate of BNPL Pay is decreasing. The current value of 1 BNPL is 0.00005191 FLUID. In other words, to buy 5 BNPL Pay, it would cost you 0.00025953 FLUID. Inversely, 1 FLUID would allow you to trade for 19,265.53 BNPL while 50 FLUID would convert to 963,276.69 BNPL, not including platform or gas fees.
In the last 7 days, the exchange rate has fallen by 2.19%. Meanwhile, in the last 24 hours, the rate has changed by 10.44%, and that the highest exchange rate of 1 BNPL to FLUID was 0.00005918 FLUID and the lowest 24 hour value was 1 BNPL for 0.0000516 FLUID. Last month, 1 BNPL was worth 0.00005834 FLUID. Today, it's down 12.39%. Looking back a year, BNPL Pay has changed by 0.000198 FLUID. That means that in a single year, the value of BNPL Pay has shrank by 281.52%.
BNPL Pay Market Stats
BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. To that end, we have created the BNPL Pay Protocol, an uncollateralized lending platform that services such a need. We tackle the counterparty risk associated with uncollateralized borrowing through a distributed network of Banking Nodes. Our system delegates the tasks of credit checks, risk assessment and other due diligence requirements to pool operators, and creates a set of incentive structures that reward and punish these operators based on performance. Banking Nodes manage pools of liquidity, and have the autonomy to delegate these funds to potential borrowers in the parameters they see fit, while lenders can choose an operator that suits their risk-reward preferences to conduct interest bearing activities based on fully transparent data. Borrowers can apply for credit from any or all Bank Nodes, and if approved, are issued loans on fully customizable and agreed upon terms. Unlike established protocols within DeFi, uncollateralized borrowing presents an entirely new avenue of risk that is yet to be tackled within blockchain networks, namely, counterparty risk. BNPL Pay seeks to address this risk by delegating the tasks of credit checks, risk assessment and other processes conducted by traditional credit facilities to our node operators. With this, node operators lie at the heart of our protocol, and connect lenders with borrowers. The BNPL token is the governance token within the BNPL Pay protocol and has multiple utility functions including bonding a banking node and staking banking nodes as a form of insurance in the event of a default.
Fluid Market Stats
FLUID is the governance and utility token for the Fluid DeFi platform, a multi-chain protocol focused on optimizing lending, borrowing, and trading cryptocurrencies within a unified liquidity layer. The token was previously named INST and rebranded to FLUID in December 2024 to reflect its expanded vision and set of services.
Conversion tables
BNPL to FLUID values from Today at 12:34 am
0.5 BNPL = 0.00002595 FLUID |
1 BNPL = 0.00005191 FLUID |
5 BNPL = 0.0002595 FLUID |
10 BNPL = 0.0005191 FLUID |
50 BNPL = 0.002595 FLUID |
100 BNPL = 0.005191 FLUID |
500 BNPL = 0.02595 FLUID |
1,000 BNPL = 0.05191 FLUID |
FLUID to BNPL values from Today at 12:35 am
0.5 FLUID = 9,632.77 BNPL |
1 FLUID = 19,265.53 BNPL |
5 FLUID = 96,327.67 BNPL |
10 FLUID = 192,655.34 BNPL |
50 FLUID = 963,276.69 BNPL |
100 FLUID = 1,926,553.37 BNPL |
500 FLUID = 9,632,766.87 BNPL |
1,000 FLUID = 19,265,533.75 BNPL |
BNPL to FLUID over time
BNPL | Today | 24H -10.44% | 1M -12.39% | 1Y -281.52% |
|---|---|---|---|---|
0.5 BNPL | 0.00002595 FLUID | 0.00002866 FLUID | 0.00002917 FLUID | 0.00009902 FLUID |
1 BNPL | 0.00005191 FLUID | 0.00005732 FLUID | 0.00005834 FLUID | 0.000198 FLUID |
5 BNPL | 0.0002595 FLUID | 0.0002866 FLUID | 0.0002917 FLUID | 0.0009902 FLUID |
10 BNPL | 0.0005191 FLUID | 0.0005732 FLUID | 0.0005834 FLUID | 0.00198 FLUID |
50 BNPL | 0.002595 FLUID | 0.002866 FLUID | 0.002917 FLUID | 0.009902 FLUID |
100 BNPL | 0.005191 FLUID | 0.005732 FLUID | 0.005834 FLUID | 0.0198 FLUID |
500 BNPL | 0.02595 FLUID | 0.02866 FLUID | 0.02917 FLUID | 0.09902 FLUID |
1,000 BNPL | 0.05191 FLUID | 0.05732 FLUID | 0.05834 FLUID | 0.198 FLUID |
Frequently asked questions
Right now, 1 BNPL Pay is worth about $0.00005712.
Based on the current rate, you could get 17,506.16 BNPL for 1 USD.
BNPL Pay price has been declining. Since yesterday, the exchange rate of BNPL Pay has decreased. Since last month, the exchange rate of BNPL Pay has decreased. Since this time last year, the price of BNPL Pay has decreased.
You can use our BNPL to USD calculator at the top of this page to convert any amount of BNPL to USD. We've also created a couple of quick reference tables for the most popular conversions. For example, 5 USD is equivalent to 87,530.82 BNPL. Inversely, 5 BNPL will cost about $0.0002856
BNPL Pay can be custodied on Coinbase Wallet. Check out our guide to get more detailed instructions on how to buy BNPL Pay.
Buy BNPL Pay with Coinbase
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This content is being provided to you for informational purposes only, does not constitute an offer, or solicitation of an offer nor a recommendation by Coinbase to buy, sell, or hold any security, financial product, or instrument referenced in the content, and does not constitute investment advice, financial advice, trading advice, or any other sort of advice. Data presented may reflect asset prices traded on the Coinbase exchange as well as other cryptocurrency exchanges and market data platform. Coinbase may charge fees for the processing of cryptocurrency transactions which may not be reflected in the conversion prices displayed. Coinbase is not liable for any errors or delays in content, or for any actions taken in reliance on any content.