LYO Credit (LYO) is a digital asset that forms an integral part of the LYOPAY ecosystem, a fintech initiative managed by DIGILYO APP LTD. The LYOPAY ecosystem, accessible through over 14 platforms, aims to simplify the use of cryptocurrencies and encourage their wider use. It strives to act as a bridge between traditional fiat currencies and the world of cryptocurrencies in a legal and safe manner. LYO Credit tokens are designed to be used within the LYOPAY ecosystem, primarily for paying commissions and incentivizing the platform's user community.

LYO Credit operates on a smart chain protocol, utilizing the BEP-20 smart contract to facilitate transactions within the LYOPAY ecosystem and record credit balances. The LYOPAY ecosystem, which LYO Credit is a part of, combines services from various financial partners across different countries. This amalgamation of services allows for faster global expansion across 14 different platforms. The ecosystem includes primary payment services and extends to tools for professional trading, travel booking, a launchpad page, and other services.

LYO Credit is intended to be used within the LYOPAY ecosystem, which offers a wide range of financial services. The token can be used to pay commissions, thereby facilitating transactions within the ecosystem. Additionally, it aims to build a community of platform users through currency rewards. The LYOPAY ecosystem, which LYO Credit is a part of, seeks to provide an all-in-one experience of services and tools, delivered via in-house technology and third-party integration. This includes everything from primary payment services to professional trading tools, travel booking, and more.

LYO Credit is a product of the LYOPAY ecosystem, a fintech initiative managed by DIGILYO APP LTD, with its administrative office in Hong Kong and operational offices in over seven countries. The LYOPAY ecosystem, which LYO Credit is a part of, was designed to encourage the wider use of cryptocurrencies and provide easy access for newcomers to the world of digital currencies. The LYOPAY ecosystem operates in compliance with KYC, AML, and European General Data Protection regulations, ensuring transparency and safety for its customers and their funds.