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Sum of median estimated savings and rewards earned, per user in 2021 across multiple Coinbase programs (excluding sweepstakes). This amount includes fee waivers from Coinbase One (excluding the subscription cost), rewards from Coinbase Card, and staking rewards.
About BNPL and OPN
BNPL Pay is falling, while OPINION is climbing this week. The current BNPL to OPN conversion rate is 0.001407. Inversely, this means that if you convert 1 OPN you will get 710.70 BNPL. The conversion rate of BNPL/OPN has decreased by 0% in the last hour (OPN/BNPL increased by 0%). In the last 24 hours, BNPL/OPN shrunk by 2.89%, while OPN/BNPL grew by the same amount.
The exchange rate of BNPL Pay is decreasing. The current value of 1 BNPL is 0.001407 OPN. In other words, to buy 5 BNPL Pay, it would cost you 0.007035 OPN. Inversely, 1 OPN would allow you to trade for 710.70 BNPL while 50 OPN would convert to 35,534.99 BNPL, not including platform or gas fees.
In the last 7 days, the exchange rate has fallen by 0.4%. Meanwhile, in the last 24 hours, the rate has changed by 2.44%, and that the highest exchange rate of 1 BNPL to OPN was 0.001513 OPN and the lowest 24 hour value was 1 BNPL for 0.001401 OPN. Last month, 1 BNPL was worth 0.001192 OPN. Today, it's up 15.31%. Looking back a year, BNPL Pay has changed by ∞ OPN. That means that in a single year, the value of BNPL Pay has shrank by ∞%.
BNPL Pay Market Stats
BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. To that end, we have created the BNPL Pay Protocol, an uncollateralized lending platform that services such a need. We tackle the counterparty risk associated with uncollateralized borrowing through a distributed network of Banking Nodes. Our system delegates the tasks of credit checks, risk assessment and other due diligence requirements to pool operators, and creates a set of incentive structures that reward and punish these operators based on performance. Banking Nodes manage pools of liquidity, and have the autonomy to delegate these funds to potential borrowers in the parameters they see fit, while lenders can choose an operator that suits their risk-reward preferences to conduct interest bearing activities based on fully transparent data. Borrowers can apply for credit from any or all Bank Nodes, and if approved, are issued loans on fully customizable and agreed upon terms. Unlike established protocols within DeFi, uncollateralized borrowing presents an entirely new avenue of risk that is yet to be tackled within blockchain networks, namely, counterparty risk. BNPL Pay seeks to address this risk by delegating the tasks of credit checks, risk assessment and other processes conducted by traditional credit facilities to our node operators. With this, node operators lie at the heart of our protocol, and connect lenders with borrowers. The BNPL token is the governance token within the BNPL Pay protocol and has multiple utility functions including bonding a banking node and staking banking nodes as a form of insurance in the event of a default.
OPINION Market Stats
OPINION (OPN) is a digital token associated with the Opinion Foundation, a platform designed for decentralized polling and community feedback. Participants utilize the OPN token to interact with the platform's features and participate in its broader ecosystem.
Conversion tables
BNPL to OPN values from Today at 2:01 am
0.5 BNPL = 0.0007035 OPN |
1 BNPL = 0.001407 OPN |
5 BNPL = 0.007035 OPN |
10 BNPL = 0.01407 OPN |
50 BNPL = 0.07035 OPN |
100 BNPL = 0.1407 OPN |
500 BNPL = 0.7035 OPN |
1,000 BNPL = 1.41 OPN |
OPN to BNPL values from Today at 1:59 am
0.5 OPN = 355.35 BNPL |
1 OPN = 710.70 BNPL |
5 OPN = 3,553.50 BNPL |
10 OPN = 7,107.00 BNPL |
50 OPN = 35,534.99 BNPL |
100 OPN = 71,069.98 BNPL |
500 OPN = 355,349.88 BNPL |
1,000 OPN = 710,699.76 BNPL |
BNPL to OPN over time
BNPL | Today | 24H -2.44% | 1M 15.31% | 1Y 84.81% |
|---|---|---|---|---|
0.5 BNPL | 0.0007035 OPN | 0.0007207 OPN | 0.0005958 OPN | 0.0001069 OPN |
1 BNPL | 0.001407 OPN | 0.001441 OPN | 0.001192 OPN | 0.0002138 OPN |
5 BNPL | 0.007035 OPN | 0.007207 OPN | 0.005958 OPN | 0.001069 OPN |
10 BNPL | 0.01407 OPN | 0.01441 OPN | 0.01192 OPN | 0.002138 OPN |
50 BNPL | 0.07035 OPN | 0.07207 OPN | 0.05958 OPN | 0.01069 OPN |
100 BNPL | 0.1407 OPN | 0.1441 OPN | 0.1192 OPN | 0.02138 OPN |
500 BNPL | 0.7035 OPN | 0.7207 OPN | 0.5958 OPN | 0.1069 OPN |
1,000 BNPL | 1.41 OPN | 1.44 OPN | 1.19 OPN | 0.2138 OPN |
Frequently asked questions
Right now, 1 BNPL Pay is worth about $0.00006738.
Based on the current rate, you could get 14,840.11 BNPL for 1 USD.
You can use our BNPL to USD calculator at the top of this page to convert any amount of BNPL to USD. We've also created a couple of quick reference tables for the most popular conversions. For example, 5 USD is equivalent to 74,200.57 BNPL. Inversely, 5 BNPL will cost about $0.0003369
BNPL Pay can be custodied on Coinbase Wallet. Check out our guide to get more detailed instructions on how to buy BNPL Pay.
There are a number of crypto assets that have the a similar or comparable market cap to BNPL Pay, including Strategic Bitcoin Reserve, SUMMER, and AlphaWin. For a more robust list of assets to explore, jump to the asset page dedicated to BNPL Pay.
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This content is being provided to you for informational purposes only, does not constitute an offer, or solicitation of an offer nor a recommendation by Coinbase to buy, sell, or hold any security, financial product, or instrument referenced in the content, and does not constitute investment advice, financial advice, trading advice, or any other sort of advice. Data presented may reflect asset prices traded on the Coinbase exchange as well as other cryptocurrency exchanges and market data platform. Coinbase may charge fees for the processing of cryptocurrency transactions which may not be reflected in the conversion prices displayed. Coinbase is not liable for any errors or delays in content, or for any actions taken in reliance on any content.