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Sum of median estimated savings and rewards earned, per user in 2021 across multiple Coinbase programs (excluding sweepstakes). This amount includes fee waivers from Coinbase One (excluding the subscription cost), rewards from Coinbase Card, and staking rewards.
About BNPL and GMT
BNPL Pay is falling, while STEPN is climbing this week. The current BNPL to GMT conversion rate is 0.006903. Inversely, this means that if you convert 1 GMT you will get 144.86 BNPL. The conversion rate of BNPL/GMT has decreased by 1.24% in the last hour (GMT/BNPL increased by 1.24%). In the last 24 hours, BNPL/GMT shrunk by 1.87%, while GMT/BNPL grew by the same amount.
The exchange rate of BNPL Pay is decreasing. The current value of 1 BNPL is 0.006903 GMT. In other words, to buy 5 BNPL Pay, it would cost you 0.034515 GMT. Inversely, 1 GMT would allow you to trade for 144.86 BNPL while 50 GMT would convert to 7,243.20 BNPL, not including platform or gas fees.
In the last 7 days, the exchange rate has fallen by 4.5%. Meanwhile, in the last 24 hours, the rate has changed by 1.87%, and that the highest exchange rate of 1 BNPL to GMT was 0.007259 GMT and the lowest 24 hour value was 1 BNPL for 0.006903 GMT. Last month, 1 BNPL was worth 0.008467 GMT. Today, it's down 22.65%. Looking back a year, BNPL Pay has changed by 0.01577 GMT. That means that in a single year, the value of BNPL Pay has shrank by 128.51%.
BNPL Pay Market Stats
BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. To that end, we have created the BNPL Pay Protocol, an uncollateralized lending platform that services such a need. We tackle the counterparty risk associated with uncollateralized borrowing through a distributed network of Banking Nodes. Our system delegates the tasks of credit checks, risk assessment and other due diligence requirements to pool operators, and creates a set of incentive structures that reward and punish these operators based on performance. Banking Nodes manage pools of liquidity, and have the autonomy to delegate these funds to potential borrowers in the parameters they see fit, while lenders can choose an operator that suits their risk-reward preferences to conduct interest bearing activities based on fully transparent data. Borrowers can apply for credit from any or all Bank Nodes, and if approved, are issued loans on fully customizable and agreed upon terms. Unlike established protocols within DeFi, uncollateralized borrowing presents an entirely new avenue of risk that is yet to be tackled within blockchain networks, namely, counterparty risk. BNPL Pay seeks to address this risk by delegating the tasks of credit checks, risk assessment and other processes conducted by traditional credit facilities to our node operators. With this, node operators lie at the heart of our protocol, and connect lenders with borrowers. The BNPL token is the governance token within the BNPL Pay protocol and has multiple utility functions including bonding a banking node and staking banking nodes as a form of insurance in the event of a default.
STEPN Market Stats
GMT is a Solana token that governs STEPN, a lifestyle app that encourages users to “move-to-earn.” STEPN users with NFT sneakers can earn GMT by walking or running outdoors. GMT can be used to pay for digital items and upgrades as well as staking and voting on future changes to the platform.
Conversion tables
BNPL to GMT values from Today at 9:32 am
0.5 BNPL = 0.003452 GMT |
1 BNPL = 0.006903 GMT |
5 BNPL = 0.03452 GMT |
10 BNPL = 0.06903 GMT |
50 BNPL = 0.3452 GMT |
100 BNPL = 0.6903 GMT |
500 BNPL = 3.45 GMT |
1,000 BNPL = 6.90 GMT |
GMT to BNPL values from Today at 9:32 am
0.5 GMT = 72.43 BNPL |
1 GMT = 144.86 BNPL |
5 GMT = 724.32 BNPL |
10 GMT = 1,448.64 BNPL |
50 GMT = 7,243.20 BNPL |
100 GMT = 14,486.41 BNPL |
500 GMT = 72,432.04 BNPL |
1,000 GMT = 144,864.09 BNPL |
BNPL to GMT over time
BNPL | Today | 24H -1.87% | 1M -22.65% | 1Y -128.51% |
|---|---|---|---|---|
0.5 BNPL | 0.003452 GMT | 0.003516 GMT | 0.004233 GMT | 0.007887 GMT |
1 BNPL | 0.006903 GMT | 0.007032 GMT | 0.008467 GMT | 0.01577 GMT |
5 BNPL | 0.03452 GMT | 0.03516 GMT | 0.04233 GMT | 0.07887 GMT |
10 BNPL | 0.06903 GMT | 0.07032 GMT | 0.08467 GMT | 0.1577 GMT |
50 BNPL | 0.3452 GMT | 0.3516 GMT | 0.4233 GMT | 0.7887 GMT |
100 BNPL | 0.6903 GMT | 0.7032 GMT | 0.8467 GMT | 1.58 GMT |
500 BNPL | 3.45 GMT | 3.52 GMT | 4.23 GMT | 7.89 GMT |
1,000 BNPL | 6.90 GMT | 7.03 GMT | 8.47 GMT | 15.77 GMT |
Frequently asked questions
Right now, 1 BNPL Pay is worth about $0.00005626.
Based on the current rate, you could get 17,774.73 BNPL for 1 USD.
You can use our BNPL to USD calculator at the top of this page to convert any amount of BNPL to USD. We've also created a couple of quick reference tables for the most popular conversions. For example, 5 USD is equivalent to 88,873.67 BNPL. Inversely, 5 BNPL will cost about $0.0002813
BNPL Pay can be custodied on Coinbase Wallet. Check out our guide to get more detailed instructions on how to buy BNPL Pay.
Buy BNPL Pay with Coinbase
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This content is being provided to you for informational purposes only, does not constitute an offer, or solicitation of an offer nor a recommendation by Coinbase to buy, sell, or hold any security, financial product, or instrument referenced in the content, and does not constitute investment advice, financial advice, trading advice, or any other sort of advice. Data presented may reflect asset prices traded on the Coinbase exchange as well as other cryptocurrency exchanges and market data platform. Coinbase may charge fees for the processing of cryptocurrency transactions which may not be reflected in the conversion prices displayed. Coinbase is not liable for any errors or delays in content, or for any actions taken in reliance on any content.






