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Sum of median estimated savings and rewards earned, per user in 2021 across multiple Coinbase programs (excluding sweepstakes). This amount includes fee waivers from Coinbase One (excluding the subscription cost), rewards from Coinbase Card, and staking rewards.
About BNPL and BEAM
BNPL Pay is climbing, while Beam is falling this week. The current BNPL to BEAM conversion rate is 0.04666. Inversely, this means that if you convert 1 BEAM you will get 21.43 BNPL. The conversion rate of BNPL/BEAM has increased by 1.14% in the last hour (BEAM/BNPL decreased by 1.14%). In the last 24 hours, BNPL/BEAM grew by 0.83%, while BEAM/BNPL shrunk by the same amount.
The exchange rate of BNPL Pay is increasing. The current value of 1 BNPL is 0.04666 BEAM. In other words, to buy 5 BNPL Pay, it would cost you 0.23331 BEAM. Inversely, 1 BEAM would allow you to trade for 21.43 BNPL while 50 BEAM would convert to 1,071.55 BNPL, not including platform or gas fees.
In the last 7 days, the exchange rate has fallen by 12.25%. Meanwhile, in the last 24 hours, the rate has changed by 1.09%, and that the highest exchange rate of 1 BNPL to BEAM was 0.04707 BEAM and the lowest 24 hour value was 1 BNPL for 0.04473 BEAM. Last month, 1 BNPL was worth 0.03841 BEAM. Today, it's up 17.68%. Looking back a year, BNPL Pay has changed by 0.03303 BEAM. That means that in a single year, the value of BNPL Pay has grown by 29.22%.
BNPL Pay Market Stats
BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. To that end, we have created the BNPL Pay Protocol, an uncollateralized lending platform that services such a need. We tackle the counterparty risk associated with uncollateralized borrowing through a distributed network of Banking Nodes. Our system delegates the tasks of credit checks, risk assessment and other due diligence requirements to pool operators, and creates a set of incentive structures that reward and punish these operators based on performance. Banking Nodes manage pools of liquidity, and have the autonomy to delegate these funds to potential borrowers in the parameters they see fit, while lenders can choose an operator that suits their risk-reward preferences to conduct interest bearing activities based on fully transparent data. Borrowers can apply for credit from any or all Bank Nodes, and if approved, are issued loans on fully customizable and agreed upon terms. Unlike established protocols within DeFi, uncollateralized borrowing presents an entirely new avenue of risk that is yet to be tackled within blockchain networks, namely, counterparty risk. BNPL Pay seeks to address this risk by delegating the tasks of credit checks, risk assessment and other processes conducted by traditional credit facilities to our node operators. With this, node operators lie at the heart of our protocol, and connect lenders with borrowers. The BNPL token is the governance token within the BNPL Pay protocol and has multiple utility functions including bonding a banking node and staking banking nodes as a form of insurance in the event of a default.
Beam Market Stats
The BEAM token functions as the primary currency of the Beam network, paying for all on-chain actions such as transfers and interactions with smart contracts. It is also central to the network’s economic model as the asset used to power gaming activity and other applications built on Beam.
Conversion tables
BNPL to BEAM values from Today at 8:22 pm
0.5 BNPL = 0.02333 BEAM |
1 BNPL = 0.04666 BEAM |
5 BNPL = 0.2333 BEAM |
10 BNPL = 0.4666 BEAM |
50 BNPL = 2.33 BEAM |
100 BNPL = 4.67 BEAM |
500 BNPL = 23.33 BEAM |
1,000 BNPL = 46.66 BEAM |
BEAM to BNPL values from Today at 8:20 pm
0.5 BEAM = 10.72 BNPL |
1 BEAM = 21.43 BNPL |
5 BEAM = 107.16 BNPL |
10 BEAM = 214.31 BNPL |
50 BEAM = 1,071.55 BNPL |
100 BEAM = 2,143.10 BNPL |
500 BEAM = 10,715.50 BNPL |
1,000 BEAM = 21,431.01 BNPL |
BNPL to BEAM over time
BNPL | Today | 24H 1.09% | 1M 17.68% | 1Y 29.22% |
|---|---|---|---|---|
0.5 BNPL | 0.02333 BEAM | 0.02308 BEAM | 0.01921 BEAM | 0.01651 BEAM |
1 BNPL | 0.04666 BEAM | 0.04615 BEAM | 0.03841 BEAM | 0.03303 BEAM |
5 BNPL | 0.2333 BEAM | 0.2308 BEAM | 0.1921 BEAM | 0.1651 BEAM |
10 BNPL | 0.4666 BEAM | 0.4615 BEAM | 0.3841 BEAM | 0.3303 BEAM |
50 BNPL | 2.33 BEAM | 2.31 BEAM | 1.92 BEAM | 1.65 BEAM |
100 BNPL | 4.67 BEAM | 4.62 BEAM | 3.84 BEAM | 3.30 BEAM |
500 BNPL | 23.33 BEAM | 23.08 BEAM | 19.21 BEAM | 16.51 BEAM |
1,000 BNPL | 46.66 BEAM | 46.15 BEAM | 38.41 BEAM | 33.03 BEAM |
Frequently asked questions
Right now, 1 BNPL Pay is worth about $0.00006738.
Based on the current rate, you could get 14,840.11 BNPL for 1 USD.
You can use our BNPL to USD calculator at the top of this page to convert any amount of BNPL to USD. We've also created a couple of quick reference tables for the most popular conversions. For example, 5 USD is equivalent to 74,200.57 BNPL. Inversely, 5 BNPL will cost about $0.0003369
BNPL Pay can be custodied on Coinbase Wallet. Check out our guide to get more detailed instructions on how to buy BNPL Pay.
There are a number of crypto assets that have the a similar or comparable market cap to BNPL Pay, including Autonio, Patientory, and Rentberry. For a more robust list of assets to explore, jump to the asset page dedicated to BNPL Pay.
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This content is being provided to you for informational purposes only, does not constitute an offer, or solicitation of an offer nor a recommendation by Coinbase to buy, sell, or hold any security, financial product, or instrument referenced in the content, and does not constitute investment advice, financial advice, trading advice, or any other sort of advice. Data presented may reflect asset prices traded on the Coinbase exchange as well as other cryptocurrency exchanges and market data platform. Coinbase may charge fees for the processing of cryptocurrency transactions which may not be reflected in the conversion prices displayed. Coinbase is not liable for any errors or delays in content, or for any actions taken in reliance on any content.