UCoin (UCOIN) is an ERC20 utility token designed by Universal Coin International (UCI) to work in a business applications network and achieve worldwide circulation. Universal Coin International, Inc. (UCI) is a Fintech company with many products. UCI’s goal is to act as a link between the financial and technological worlds. The organization is committed to creating a financial ecosystem that includes multiple segments. As the company states, the ecosystem includes a digital global banking platform, a traditional and digital currency exchange, a currency transfer platform, and other blockchain features. These segments enhance the utility of the UCoin currency for the benefit of users and promote the widespread adoption of cryptocurrencies. 

As per the whitepaper, the acceptance of cryptocurrencies by the general public requires a comprehensive solution. Current tokens are unable to resolve their entry barrier difficulties. The problems include:

The solutions offered by UCoin include:

UCoin aims to remove fundamental hurdles to crypto mainstream adoption with only a few clicks by providing utility features that offer value to clients and the industry. 

Some of the main components to be available to UCoin's holders are:

UCoin also envisions meeting the basic real-world transaction demands of its holders. UCoin came into existence intending to be accessible, usable, and valuable to everyone. The asset is backed by various financial services platforms that focus on the public's needs and trust of the blockchain technology.

The management and development team at UCI is made up of people passionate about finance, banking, and technology. Pedro Viera is the CEO of Universal Coin International. The platform was launched in 2017. The maximum supply of UCoin is 5,000,000,000 tokens.