E-Coin Finance (ECOIN) is a deflationary and decentralized BEP-20 token.) that seeks to be a platform for online payment superseding traditional forms of currency via the combined contactless debit card. As per its whitepaper, people worldwide can make effortless, swift, and protected payments utilizing the E-Coin balance. The platform aims to create its user-friendly smartphone wallet app to store securely, trade, spend via contactless, and save the favorite cryptos. Also, traders can transmit E-Coin to other E-Coin wallets without long, complex contract address input. This wallet shows all transactions including sent, received, and balance crypto, and additional information at the traders' fingertips. 

As per its whitepaper, the E-Coin Finance platform utilizes the SafeMoon contract as a base but eliminates several procedures that gave no purpose and corrects some security vulnerabilities, like banning addresses from earning rewards and not disbursing expenses. With functions that authorize to revise the costs, the platform doesn't need to leave the ownership to deliver all the security required by the traders. 

ECOIN token is native to the platform. The platform developed and issued the app, and the token is utilized to complete purchases via debit cards and wallets. Without ECOIN, traders cannot make their purchases. ECOIN is the only crypto-token integrated into the platform's payment system. So the coin/token always holds demand and utility. Holders of the ECOIN token are rewarded merely by holding the ECOIN token by 2 percent of each transaction, which is a type of in-wallet staking that does not need the locking of tokens.

M. A. Hussain and Ronaldo Guedes co-founded E-Coin Finance and are also designated as the CEO and COO respectively in the platform. The founding team includes Marcel Fernandes as the accounts officer and Darcy Donavan as the CMO.