Telcoin (TEL) is a decentralized financial platform that leverages blockchain technology to provide access to financial services on any mobile device. The platform's native token, TEL, serves as the medium of exchange, reserve asset, and protocol token, enabling end users to access a suite of user-owned financial products. Telcoin aligns telecoms around a user-owned financial platform, striving to provide every mobile phone user in the world with access to fast and affordable financial products. The platform was established in July 2017 in Singapore and has since expanded its operations to various global markets, including Canada and Australia.

Telcoin operates on the Ethereum blockchain, with TEL as its native ERC-20 token. The platform is powered by active Telcoin users, Mobile Network Operators, and Mobile Financial Service Providers. It provides seamless access to decentralized financial products to every mobile phone user in the world. Telcoin's launch product, Telcoin Remittances, focuses on high-speed, low-cost digital money transfers to mobile money platforms and e-wallets. The platform also introduced two user-owned financial products, The Send Money Smarter Network (SMS), a global remittance network, and TELxchange, a decentralized digital asset exchange.

Telcoin productizes decentralized finance into seamless, automated, user-owned applications and distributes these products and services through telecoms to every mobile phone user in the world. The platform's initial consumer-facing product, Telcoin Remittances, focuses on high-speed, low-cost digital money transfers to mobile money platforms and e-wallets worldwide. Telcoin also introduced two user-owned financial products, The Send Money Smarter Network (SMS), a global remittance network, and TELxchange, a decentralized digital asset exchange. These products provide fast, affordable, and secure financial services to users.

Telcoin was founded in 2017 by Paul Neuner, a serial entrepreneur with over 12 years of experience in the telecommunications and cybersecurity space. The company was established in Singapore and has since expanded its operations to various global markets, including Canada and Australia. Telcoin leverages blockchain technology to provide access to decentralized financial services on any mobile device. The company's launch product, Telcoin Remittances, is focused on high-speed, low-cost digital money transfers to mobile money platforms and e-wallets. Telcoin has been an active member of the GSMA since February 2018.