Clover Finance, now known as CLV, is a blockchain operating system that strives to provide an infrastructure for Substrate-based applications. It is designed to bridge the compatibility gap when building and operating across blockchains. CLV is more than a single service; it is a cross-chain decentralized finance (DeFi) bridge. It provides a portal for users, including novices, into the world of DeFi. With CLV, developers can create and use DeFi and also create decentralized applications (DApps) that work across blockchains. The network contains a storage layer, a smart contract layer, a DeFi protocol layer, and an eApp layer.

CLV operates on a multi-layered structure, including a storage layer, a smart contract layer, a DeFi protocol layer, and an eApp layer. The network allows relayers in a transaction to act on behalf of the sender and cover the gas fees in the base currency while receiving compensation in the denominated asset. This means transaction fees are deducted from the transacted assets. CLV also has an identity-based gas fee schedule, which adjusts based on network usage. The CLV token is used for governance purposes and for voting on system upgrades. Users of the CLV tokens can nominate node validators on the network using a proof-of-stake (PoS) consensus layer.

CLV strives to provide an infrastructure platform for cross-chain and decentralized applications. It is designed to be a passport to the Omniverse, offering a cross-chain wallet for day-to-day, DeFi, Metaverse, and gaming purposes. With its multi-dimensional product lineup, including CLV Multi-Chain Wallets, CLV dApp Interaction Protocol, CLV Chain EVM, and Universal Cross-Chain Support, CLV seeks to position itself in the crypto space. Developers can seamlessly deploy their eApps without using other virtual machines or network bandwidth, and users can stake their CLV tokens to validate transactions on the Clover network validator infrastructure.

CLV's journey began in May 2020, recognizing the emerging need for blockchain interoperability and compatibility. After months of development, CLV was recognized as part of a seed program in Winter 2021 and later held its initial token offering event in April 2021. The mainnet of Clover Finance launched in July 2021. The core founders of the Clover project are Viven Kirby, Norelle Ng, and Burak Keçeli, who bring a wealth of experience in enterprise resource planning, blockchain expertise, and computer programming. Clover Finance has rebranded to CLV, with a focus on the Web3 Future.