Bankera is a blockchain-based decentralized platform that enables users to perform financial services instead of depending on centralized financial institutions. The platform aims to be an alternative to traditional financial services for businesses and individuals.

According to the official website of Bankera, the platform is designed as a financial solution to cater to the clients of a new era. The platform accepts services that are based on cryptography and cryptocurrency exchanges. Moreover, the platform aims to enable users to receive funds from commercial online activity and affiliate programs. Bankera also aims to offer corporate account services for digital businesses underserved by traditional financial institutions.

The Bankera platform claims to offer several services for businesses, including corporate Visa cards, SWIFT transfers, and Single Euro Payments Area (SEPA). Bankera accepts clients operating in the digital sectors like e-commerce, cryptocurrency, IT, and online gaming.

Bankera intends to make the platform user-friendly through 24/7 live customer support. The team of support agents helps resolve the challenges faced by users in the platform. The website claims that users' funds in the Bankera account are safe and protected by an electronic money institution (EMI). EMI is an organization that issues digital currencies and stores electronic funds in the organization’s central accounting system. The digital currencies at Bankera are backed by liquid assets or their equivalent and highly liquid bonds.

As mentioned in the whitepaper, BNK is the token symbol for Bankera. BNK can be exchanged for various cryptocurrencies based on smart contracts. Users can use the token to pay for the products and services of Bankera. Users are able to receive the services at a discounted rate using the token.

Bankera was founded in 2017 by Justas Dobiliauskas, who is also the CTO of the platform. Mantas Mockevičius is the cofounder of Bankera. Bankera conducted the ICO on November 27, 2017, and the amount raised in the process was 100,000,000.