Earn more on your business cash.
Earn 3.35% on your idle business funds. No lockups. No minimums. Full access anytime.
Your business cash should be earning more.
Traditional bank accounts often offer limited rewards on cash balances. With Coinbase Business, you can hold funds in USDC, a digital dollar fully backed and designed to be pegged to the US dollar.¹
Put idle cash to work and earn more, without lockups, minimums, or added complexity.²
Earn 3.35% rewards
Turn idle USDC into ongoing rewards.²
No lockups, no minimums
Withdraw, trade, or send any time.
Faster global transactions
USDC is a cheap and secure way to move money globally from your crypto wallet to other exchanges, businesses, and people.
Fully backed reserves
Each USDC is backed by one dollar or asset with equivalent fair value, which is held in accounts with US regulated financial institutions.¹
Start earning rewards on USDC.
1. Deposit USDC into your account
2. Start earning 3.35%.² That’s it.
Trusted by businesses like yours
1,000+ businesses
Earning rewards with Coinbase Business.²
8x more rewards
Compared to the national savings rate.
$100K+ in rewards
Distributed monthly.²
Coinbase Business is the all-in-one crypto account for your business.
Trade and hold crypto.
Buy, sell, and manage crypto, plus earn 3.35% APY on idle USDC. No lockups.²
Move funds.
Send and accept crypto payments globally. Instant settlement. No chargebacks.³
Stay organized.
Manage your transactions and give your team visibility, all from one account.
FAQs
What is USDC?
Why is USDC beneficial?
How do I know USDC will hold its value?
When are rewards distributed?
Can I opt out of earning yield on USDC?
Can the rewards rate change?
Join thousands of businesses using USDC with Coinbase Business.
Pay, trade, transfer, and earn rewards on eligible balances.
¹ USDC is not currency or legal tender.
² Coinbase USDC Rewards are a customer loyalty program offered at Coinbase's discretion. USDC reward-bearing products are not savings accounts. USDC Rewards are not deposits and are not insured by the FDIC or SIPC.
Coinbase does not intend for the reward-bearing products described herein to constitute a securities offering, and purchasing these products is not the same as investing in a securities offering.
As a Coinbase Business customer, you are automatically opted in to USDC rewards when holding USDC. If you’d like to opt out or learn more about rewards, you can click here. The USDC Rewards rates can vary depending on your region and ongoing experimentation. Please check the list of eligible regions here. Customers will be able to see the latest applicable rates directly within their accounts.
³ Coinbase is not a party to transactions between you and your customers and is not responsible for any goods and/or services you provide to your customers