Zamzam (ZAM) is an international blockchain bank that seeks to combine innovative financial and technological solutions in the traditional economy, banking, and crypto economy sectors. Zamzam offers the Zam.io platform that aims to facilitate bridging the real-world capital with the new decentralized economy. Predominantly, Zamzam aims to shape a new era of finance by building a hybrid DeFi-CeFi ecosystem that bridges capital and users from today's centralized economies to tomorrow's decentralized future.

Further, Zam.io is envisioned as a complete financial ecosystem and includes blockchain banks, infrastructure, prime brokerage services, payments, and remittance solutions. All these services are integrated with current financial infrastructure.

According to the Zamio documents, with the growing popularity of cryptocurrencies, there is a growing need for infrastructure development and the market. Hence, it is essential to provide quality customer service. Additionally, entry onto the market demands paying high commissions because of the mistrust toward crypto assets from the banks and regulators. This commission increases as some transactions with cryptocurrencies require too many intermediaries for their commission.

Zamzam caters to the problem mentioned above by seeking to adapt the market for the average user. The platform does so by aiming to create legal and infrastructure financial decisions. Furthermore, Zamzam intends to carry out operations to purchase, store, exchange, and sell crypto assets. The network is developing solutions that aim to allow small and medium-sized businesses to accept cryptocurrency payments, quickly and inexpensively exchange and transfer cryptocurrencies, and pay taxes from these operations.

ZAM is the native utility token of Zamzam infrastructure. The network has developed ZAM as a universal token for CeFi and DeFi that can be used to pay fees on the network, transactions on-chain, receiving yield, receiving discounts, and cashbacks. In addition to these features, the ZAM token aims to have the following utility on the platform:

Iliya Biniaminov, George Gus, and Ayman Sayed are the founders of the ZamZam infrastructure. Iliya Biniaminov is the chief executive officer and the founder of 8 companies in fintech, IT, blockchain, aerospace, and construction. George Gus is the chief operating officer and has 15 years of experience in marketing, product development, and Ui/UX3. Ayman Sayed is the chief business officer and a crypto trader and business developer.

Zam.io was founded in 2018 with a vision to create a digital bank for migrants in Russia and the CIS region. In 2021, Zam.io was reborn as the crypto component of the Zam.io universe powered by blockchain.

The maximum total supply of ZAM is 888,888,888 tokens.