Unlimited 3.60% rewards on idle business funds.
Hold USDC and automatically earn 3.60% in rewards. No lockups. No minimums. Full access anytime.
1,000+ businesses
Earning rewards with Coinbase Business.²
8x more rewards
Compared to the national savings rate.
$100K+ in rewards
Distributed monthly.²
What is USDC?
USDC is a type of cryptocurrency that is referred to as a fiat-backed stablecoin, meaning it is backed by reserve assets in the traditional financial system, such as cash, cash equivalents, or securities.
In the case of USDC, it is designed to be pegged to the US dollar and redeemable 1:1 for US dollars.¹
Stable
USDC is designed to be pegged to the US dollar and redeemable on a 1:1 basis.¹
Regulated
Each USDC is backed by one dollar or asset with equivalent fair value, which is held in accounts with US regulated financial institutions.¹
Fast & Global
USDC is a cheap and secure way to move money globally.
Runs on multiple blockchains
USDC is available natively on 8 blockchains: Ethereum, Solana, Avalanche, TRON, Algorand, Stellar, Flow, and Hedera.
Start earning 3.60% in rewards
1. Deposit USDC into your account.
2. Start earning 3.60% That’s it.²
Automatic 3.60% rewards
See how Hygo put idle business funds to work with Coinbase Business USDC rewards, earning automatic APY rewards with no lockups and full liquidity.
Trusted by businesses like yours
Coinbase Business is the all-in-one crypto account for your business.
Trade and hold crypto.
Buy, sell, and manage crypto, plus earn 3.60% APY on idle USDC. No lockups.²
Move funds.
Send and accept crypto payments globally. Instant settlement. No chargebacks.³
Stay organized.
Manage your transactions and give your team visibility, all from one account.
FAQs
Why should businesses use stablecoins?
Is my USDC secure on Coinbase Business?
What is USDC?
How do I know USDC will hold its value?
When are rewards distributed?
Can I opt out of earning yield on USDC?
Can the rewards rate change?
Join thousands of businesses using USDC with Coinbase Business.
Pay, trade, transfer, and earn rewards on eligible balances.
¹ USDC is not currency or legal tender.
² Coinbase USDC Rewards are a customer loyalty program offered at Coinbase's discretion. USDC reward-bearing products are not savings accounts. USDC Rewards are not deposits and are not insured by the FDIC or SIPC.
Coinbase does not intend for the reward-bearing products described herein to constitute a securities offering, and purchasing these products is not the same as investing in a securities offering.
As a Coinbase Business customer, you are automatically opted in to USDC rewards when holding USDC. If you’d like to opt out or learn more about rewards, you can click here. The USDC Rewards rates can vary depending on your region and ongoing experimentation. Please check the list of eligible regions here. Customers will be able to see the latest applicable rates directly within their accounts.
³ Coinbase is not a party to transactions between you and your customers and is not responsible for any goods and/or services you provide to your customers
⁴ Rates and available rewards subject to change. While your funds have no lockup period, access may be delayed during rare periods of high withdrawal requests. For more information see terms.