XLM/EUR : convertir Stellar Lumens (XLM) en Euro (EUR)

Stellar Lumens (XLM) is a decentralized, peer-to-peer network that was established in 2014 by the Stellar Development Foundation. The network was officially launched in 2015 with the aim of connecting global financial systems and providing a protocol for payment providers and financial institutions. Stellar Lumens, the native digital currency of the network, acts as an intermediary currency for operations and is also used to pay transaction fees. The Stellar network is designed to facilitate swift and reliable financial transactions at minimal cost, connecting individuals, banks, and payment processors. It allows users to create, send, and trade various types of cryptocurrencies. Stellar Lumens is particularly focused on assisting individuals in transferring money, rather than institutions, offering access to financial systems and enabling people to send money promptly and at low cost worldwide.

Stellar Lumens operates on distributed ledger technology, which is open-source, community-owned, and distributed by the community. The Stellar payment protocol converts money into XLM and then into the requested currency within a few seconds. Stellar also serves as a decentralized exchange and marketplace, with a built-in order book that tracks ownership of Stellar assets. Users can manage buy/sell orders and select and set their preferred assets in settlements. The network maintains a high level of security, with XLM holders required to have at least one token to remain active on the network. This feature aims to execute network transactions efficiently and with minimal time costs. Additionally, Lumens offers protection against flood attacks by making microtransactions too expensive for hackers, thereby keeping the Stellar Network safe from serious threats.

Stellar Lumens has a wide range of potential use cases, particularly in the realm of cross-border transactions. It aims to overcome the challenges of high fees and slow procedures associated with traditional financial systems. Stellar Lumens is especially beneficial for individuals in developing countries, providing them with access to the global economy through fast, simple, and inexpensive transactions. The network also supports multi-currency transactions, which is a competitive advantage of Stellar. This feature is particularly useful when a transaction is made between currencies without widely traded pairs. Furthermore, Stellar Lumens can be used in decentralized exchanges and marketplaces, allowing users to manage buy/sell orders and select and set their preferred assets in settlements.

Stellar Lumens was created in 2014 by Jed McCaleb and Joyce Kim after McCaleb left Ripple due to disagreements about the company's future direction. The network officially launched in 2015 with the aim of connecting the world's financial systems and providing a protocol for payment providers and financial institutions. McCaleb currently serves as the CTO of Stellar, as well as the co-founder of the Stellar Development Foundation. This not-for-profit organization aims to "unlock the world's economic potential by making money more fluid, markets more open, and people more empowered." Over the years, Stellar Lumens has managed to secure partnerships with big-brand technology companies and fintech firms, further enhancing its capabilities and reach.