SmartCash is a peer-to-peer cryptocurrency that allows users to be their own financial security without depending on a third party. The system intends to function as a currency that replaces centralized paper commodities. The platform holds a mission to make SmartCash simple, quick, and safe, which can be used for regular transactions by people worldwide. SmartCash intends to expand the platform by using grassroots and traditional marketing strategies. The platform also plans to support community and third-party initiatives and hire more developers.

According to the brochure available on its website, SmartCash is a Bitcoin 14 core-based coin on its blockchain. The platform directs block rewards to important sectors for the long-term sustainability of global cryptocurrency networks, such as projects, development, marketing, support, nodes, and price stabilization. SmartCash uses Hive Structuring Teams to develop and sustain a decentralized governance system. These teams are in charge of significant development, marketing, and maintenance projects.

SmartCash seeks to provide various benefits to merchants. It does not charge merchants any transaction fees since it is a peer-to-peer network that employs a decentralized ledger. The system also aims to provide consumers with an immediate payment option by utilizing its InstantPay feature. The instant payment feature allows businesses to accept funds from clients in less than five minutes. Merchants are also entitled to receive payments worldwide with zero charged back fees.

SMART is the native token of the SmartCash exchange. SmartCash includes several wallets, such as web wallets, desktop wallets, Electrum wallets, etc. The Web Wallet aims to offer a simple way to store users' cash with a user-friendly interface. Desktop Wallet is a full node wallet that holds the whole SmartCash blockchain. The wallet is also available for Windows, Mac, and Linux users. 

SmartCash was launched on July 11, 2017. The maximum supply of SmartCash tokens is five billion SMART coins.