Zeropay is an open form of payment for e-commerce, business owners, financial firms, retail stores, distribution firms, and fintech firms. According to Zeropay Finance, there are multiple difficulties working with standard centralized payment networks such as Visa and Mastercard. Therefore, the Zeropay payment network complies with the concept of decentralization in terms of payment currency, technical design, operation system, and governance mechanism. The platform seeks to use blockchain as an e-commerce solution, leading to a secured, efficient, fast, cheap, transparent, reliable, and low-risk platform. While in commercial service, Zeropay Finance offers the option to wipe out third parties or intermediaries while focusing on data security and identity and validity objects.

According to its whitepaper, Zeropay finance is a digital payment token on the Binance Smart Chain that is seamless, high-yielding, and unsustainable. The advancement of technology and information systems pushes individuals and businesses to adapt in many ways. E-commerce payments are Zeropay's first use case as a coin and a pivotal step to widespread adoption. Users can easily use their cryptocurrency balance on the zero pay wallet by paying at any payment point or withdrawing at supported ATMs across the globe with the Zeropay card.

ZEROPAY is the native utility token of the platform. The ZEROPAY token can be used in various ways, including reducing transaction fees, providing payment cards, enhancing consumer protection, and increasing transaction transparency.

Zeropay Finance was launched in 2021. The token's total supply stands at 40 million ZEROPAY.