Goldfinch is a decentralized credit protocol that strives to democratize the lending process by eliminating the need for crypto collateral. It operates on the Ethereum blockchain and is governed by the GFI token. Goldfinch's unique approach aims to allow a broader range of borrowers to participate, expanding the potential capital providers who can gain exposure. The protocol is designed to generate sustainable, high-quality stablecoin yields from real-world economic activity, providing a buffer against the volatility often associated with DeFi. Goldfinch aims to make DeFi lending more accessible by enabling loans that can utilize both on and off chain collateral.

Goldfinch operates through a system of four core participants: Borrowers, Backers, Liquidity Providers, and Auditors. Borrowers propose Borrower Pools with specific terms such as interest rate and repayment schedule. Backers assess these pools and decide whether to supply first-loss capital. Once Backers supply capital, Borrowers can borrow and repay through the Borrower Pool. Liquidity Providers supply capital to the Senior Pool to earn passive yield. The Senior Pool then uses a Leverage Model to automatically allocate capital to the Borrower Pools, based on the number of Backers participating in them. Auditors, who are randomly selected by the protocol, vote to approve Borrowers, providing a human-level check against fraudulent activity.

Goldfinch seeks to bridge the gap between traditional finance and the DeFi space by enabling loans without crypto collateral. This opens up a wide range of potential use cases. For instance, businesses worldwide can access financing through the protocol, expanding their opportunities for growth. Investors can also earn yields by supplying capital to the Senior Pool or directly to attractive Borrower Pools. Furthermore, the protocol's unique entity check and governance system aim to provide a level of security and trust, making it a viable option for those looking to participate in the DeFi space without the typical risks associated with crypto collateral.

Goldfinch was launched with the aim of changing the global credit marketplace by creating a single platform where everyone, from startups to institutions, can borrow from the same capital markets. The protocol's design is based on the principle of "trust through consensus", which relies on the collective assessment of participants rather than their crypto assets. This approach aims to expand access to capital and contribute to the DeFi space. The protocol has deployed funds in active loan value and continues its operations, with its native GFI token playing a role in its governance.

Atualizamos o nosso Goldfinch Protocol para a moeda EUR em tempo real. Obtenha o preço atual de Goldfinch Protocol na Coinbase.

A atual capitalização do mercado de Goldfinch Protocol é € 2,166 mi. Uma capitalização do mercado elevada implica que um ativo é altamente valorizado pelo mercado.

O maior valor histórico de Goldfinch Protocol é € 37,00. Este maior valor histórico é o preço mais alto pago por Goldfinch Protocol desde o seu lançamento.

Nas últimas 24 horas, o volume de negociação de Goldfinch Protocol foi € 156,327 mil.

Os ativos com uma capitalização do mercado semelhante a Goldfinch Protocol incluem SpaceN, My Lovely Planet, Streamflow e muitos outros. Para ver uma lista completa, consulte os nossos ativos com capitalização do mercado comparável.

A atual oferta em circulação de Goldfinch Protocol é 88 milhões.

Goldfinch Protocol encontra-se em 188 entre os ativos negociáveis na Coinbase. De momento, a popularidade baseia-se na capitalização do mercado relativa.

De momento, 29% dos utilizadores da Coinbase estão a comprar Goldfinch Protocol. Por outras palavras, 29% dos clientes da Coinbase aumentaram a sua posição líquida em Goldfinch Protocol nas últimas 24 horas através de negociação.