Hiveterminal is a liquidity platform that helps small and medium enterprises access instant capital growth. Hiveterminal aims to make financing such as invoice factoring easily accessible to every company. The Hive platform allows businesses to connect, encrypt, and upload received and issued invoices. The businesses can use invoices that can be traded or used to build a transparent financial track record. 

According to its whitepaper, the Hive ecosystem uses Ethereum blockchain technology and smart contract to assign a unique fingerprint to every invoice by tokenizing and publishing them on the blockchain. Blockchain technology with smart contracts automates the invoicing process of businesses and takes the assistance of factoring services. Hive is a decentralized data room for all invoices submitted, each of which has a unique record for the issuer, owner, and payer. 

The Hive platform offers the following services for SMEs:

The HVN token is the native token of the Hiveterminal platform. Hiveterminal allows token owners to claim right over invoices on the Hive platform. The platform offers a credit score for certain entities to token holders for having a remarkable financial track record on the Hive blockchain. Users must trade HVN tokens to Hive Foundation to claim ownership of an invoice they financed and acquired. 

In 2017, Hiveterminal was founded, and the whitepaper was published. Bonart Mari is the CEO, and Gal Jakic is the CTO.