TenX is a cryptocurrency that aims to work on blockchains and power financial networks to offer the global economy equal access to digital assets. Headquartered in Singapore, this currency is currently serving customers across several countries. The platform allows cryptocurrency transactions anywhere using an all-in-one card. In fact, TenX does not only allow spending cryptocurrency but also aims to be the bridge moving the world from traditional currency to a future with Programmable Money. According to the whitepaper, doing so seeks to give people full access while educating and protecting customers along the way.

In addition, this network aims to allow users to access financial services. The existing payment system of the platform consists of the TenX Wallet and the TenX Card. To explain further, the TenX Wallet can be funded with different cryptocurrencies, and the TenX Card can be used in almost 200 nations. Also, the card is valid at over 42 million VISA points of acceptance offline and online. On the other hand, the wallet allows holding, sending, and receiving cryptocurrencies like Bitcoin and Ethereum.

This ecosystem also includes the PAY utility token and the TenX (PAY) rewards token. Both of these coins are ERC-20 based tokens powered on the Ethereum blockchain. The TenX rewards token has features of ERC-1400. An updated token standard, ERC-1400, represents a library of standards for security tokens on Ethereum. A security token shares several of the characteristics of both non-fungible tokens (ERC721) and fungible tokens (ERC20) networks. This digital token seeks to allow holders to collect daily rewards, which eligible holders can withdraw at any time. Also, rewards on the TenX tokens are paid in PAY tokens. The number of rewards is announced quarterly.

The network has deeply reflected on the mission, vision, and values against the backdrop of the latest industry developments relating to blockchain technology and payment services.

TenX was founded by Paul Kittiwongsunthorn and Toby Hoenisch in 2015. The two cofounders met in Japan at a crypto meetup. Michael Sperk joined Kittiwongsunthorn and Hoenisch soon after as the third cofounder to complete the initial founding team. The original whitepaper was published on June 21, 2017, whereas the supplemental whitepaper was published on April 25, 2018.

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