PointPay is a cryptocurrency banking platform that has been operational since 2018. With its headquarters in St. Vincent & the Grenadines, Estonia, and Lithuania, PointPay serves over a million active users globally. The platform aims to provide a wide range of crypto banking services to anyone with internet access. PointPay's ecosystem comprises a blockchain-based bank, an exchange platform, a crypto wallet, and a payment system. The platform has launched crypto debit cards that aim to enable users to make online and in-store purchases similar to a regular debit card.

PointPay operates through an ecosystem that includes a blockchain-based bank, an exchange platform, a crypto wallet, and a payment system. The PointPay crypto bank allows users to receive daily compensation on their funds and get instant loans. The PointPay Crypto Exchange provides three types of interfaces - Classic, Advanced, and Quick Exchange, catering to different levels of customer experience. The PointPay crypto wallet provides a way to store digital assets on the blockchain, send them via email, and track their value over time. The payment system allows customers to acquire popular digital assets directly from debit and credit cards for fiat currencies such as USD, EUR, GBP, etc.

PointPay provides a variety of use cases for its users. It allows users to receive compensation from 13 popular digital assets, including stablecoins USDT, USDC, and DAI, by simply funding Checking or Savings accounts. Users can also stake PXP tokens to receive up to 20% compensation annually on their PXP token holdings. Furthermore, PointPay customers can provide seven popular cryptocurrencies with USDT as collateral. Crypto loans typically do not require a credit check because digital assets serve as collateral for transactions. The platform has launched crypto debit cards that aim to enable users to make online and in-store purchases similar to a regular debit card.

PointPay has been in operation since 2018, with its headquarters in St. Vincent & the Grenadines, Estonia, and Lithuania. The platform has grown to serve over a million active users worldwide, aiming to provide a wide range of crypto banking services to anyone with internet access. PointPay's ecosystem has expanded to include a blockchain-based bank, an exchange platform, a crypto wallet, and a payment system. The platform has also obtained a license to operate with digital assets through its Lithuanian company, UAB Orzinga. PointPay continues to develop and expand its services, with the launch of crypto debit cards.