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About BNPL and BEAM
BNPL Pay is climbing, while Beam is falling this week. The current BNPL to BEAM conversion rate is 0.03577. Inversely, this means that if you convert 1 BEAM you will get 27.96 BNPL. The conversion rate of BNPL/BEAM has increased by 1.69% in the last hour (BEAM/BNPL decreased by 1.69%). In the last 24 hours, BNPL/BEAM grew by 2.12%, while BEAM/BNPL shrunk by the same amount.
The exchange rate of BNPL Pay is increasing. The current value of 1 BNPL is 0.03577 BEAM. In other words, to buy 5 BNPL Pay, it would cost you 0.17883 BEAM. Inversely, 1 BEAM would allow you to trade for 27.96 BNPL while 50 BEAM would convert to 1,397.94 BNPL, not including platform or gas fees.
In the last 7 days, the exchange rate has fallen by 21.67%. Meanwhile, in the last 24 hours, the rate has changed by 1.34%, and that the highest exchange rate of 1 BNPL to BEAM was 0.03567 BEAM and the lowest 24 hour value was 1 BNPL for 0.03357 BEAM. Last month, 1 BNPL was worth 0.03766 BEAM. Today, it's down 5.28%. Looking back a year, BNPL Pay has changed by 0.02784 BEAM. That means that in a single year, the value of BNPL Pay has grown by 22.15%.
BNPL Pay Market Stats
BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. To that end, we have created the BNPL Pay Protocol, an uncollateralized lending platform that services such a need. We tackle the counterparty risk associated with uncollateralized borrowing through a distributed network of Banking Nodes. Our system delegates the tasks of credit checks, risk assessment and other due diligence requirements to pool operators, and creates a set of incentive structures that reward and punish these operators based on performance. Banking Nodes manage pools of liquidity, and have the autonomy to delegate these funds to potential borrowers in the parameters they see fit, while lenders can choose an operator that suits their risk-reward preferences to conduct interest bearing activities based on fully transparent data. Borrowers can apply for credit from any or all Bank Nodes, and if approved, are issued loans on fully customizable and agreed upon terms. Unlike established protocols within DeFi, uncollateralized borrowing presents an entirely new avenue of risk that is yet to be tackled within blockchain networks, namely, counterparty risk. BNPL Pay seeks to address this risk by delegating the tasks of credit checks, risk assessment and other processes conducted by traditional credit facilities to our node operators. With this, node operators lie at the heart of our protocol, and connect lenders with borrowers. The BNPL token is the governance token within the BNPL Pay protocol and has multiple utility functions including bonding a banking node and staking banking nodes as a form of insurance in the event of a default.
Beam Market Stats
The BEAM token functions as the primary currency of the Beam network, paying for all on-chain actions such as transfers and interactions with smart contracts. It is also central to the network’s economic model as the asset used to power gaming activity and other applications built on Beam.
Conversion tables
BNPL to BEAM values from Today at 6:15 pm
0.5 BNPL = 0.01788 BEAM |
1 BNPL = 0.03577 BEAM |
5 BNPL = 0.1788 BEAM |
10 BNPL = 0.3577 BEAM |
50 BNPL = 1.79 BEAM |
100 BNPL = 3.58 BEAM |
500 BNPL = 17.88 BEAM |
1,000 BNPL = 35.77 BEAM |
BEAM to BNPL values from Today at 6:13 pm
0.5 BEAM = 13.98 BNPL |
1 BEAM = 27.96 BNPL |
5 BEAM = 139.79 BNPL |
10 BEAM = 279.59 BNPL |
50 BEAM = 1,397.94 BNPL |
100 BEAM = 2,795.88 BNPL |
500 BEAM = 13,979.39 BNPL |
1,000 BEAM = 27,958.78 BNPL |
BNPL to BEAM over time
BNPL | Today | 24H 1.34% | 1M -5.28% | 1Y 22.15% |
|---|---|---|---|---|
0.5 BNPL | 0.01788 BEAM | 0.01764 BEAM | 0.01883 BEAM | 0.01392 BEAM |
1 BNPL | 0.03577 BEAM | 0.03529 BEAM | 0.03766 BEAM | 0.02784 BEAM |
5 BNPL | 0.1788 BEAM | 0.1764 BEAM | 0.1883 BEAM | 0.1392 BEAM |
10 BNPL | 0.3577 BEAM | 0.3529 BEAM | 0.3766 BEAM | 0.2784 BEAM |
50 BNPL | 1.79 BEAM | 1.76 BEAM | 1.88 BEAM | 1.39 BEAM |
100 BNPL | 3.58 BEAM | 3.53 BEAM | 3.77 BEAM | 2.78 BEAM |
500 BNPL | 17.88 BEAM | 17.64 BEAM | 18.83 BEAM | 13.92 BEAM |
1,000 BNPL | 35.77 BEAM | 35.29 BEAM | 37.66 BEAM | 27.84 BEAM |
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