ZoidPay (ZPAY) is a fintech company seeking to provide tailor-made blockchain payment solutions to organizations and individuals. The company seeks to focus on the evolution of products and services in marketing, international business development, banking, and technology. Further, ZoidPay (ZPAY) intends to function as a one-stop platform to send, receive, spend, and earn cryptocurrencies.

To begin with, ZoidPay (ZPAY) seeks to introduce a crypto card to facilitate consumers in making contactless payments by using their crypto coins. The ZoidPay (ZPAY) card, as the whitepaper describes, aims to allow users to conduct peer-to-peer transactions and in-store payments via near-field wireless connections or NFC. Additionally, the pay card seeks to work seamlessly with any blockchain. 

Next, ZoidPay (ZPAY) features a noncustodial wallet for both individuals and merchants. Meanwhile, noncustodial wallets allow users sole control of their private keys, also essential in managing cryptocurrencies. ZoidPay (ZPAY) wallet seeks to encourage users to conduct transactions on decentralized exchanges (DEX) without incurring charges. Besides, the wallet aims to provide customers seamless access to decentralized applications (DApps). In short, the wallet aims to allow individuals to organize their crypto finances in an easy-to-use wallet. However, merchants can utilize the wallet as a mobile POS (point of sale) to accept crypto payments securely. 

Primarily, the platform seeks to function as a marketplace aggregator with upgraded filters and universal search features. The marketplace seeks to provide liquidity to the digital assets and support multiple currencies for diverse liquidity options. Further, the user-friendly marketplace is specifically created on the TomoChain. TomoChain is a blockchain network running on a proof-of-stake (PoS) consensus mechanism. The network seeks to feature low transaction charges, quicker confirmation time, and double secure verification. 

Lastly, ZPAY, the native token of ZoidPay, aims to play a significant role in developing the marketplace economy. Accordingly, the token does not involve transaction charges and seeks to benefit users with secure access to the ZoidPay (ZPAY) marketplace. Also, ZPAY encourages users to participate in the staking pool and earn token rewards in the ZoidPay (ZPAY) wallet. 

Eduard Oneci and Vasile Burcin are the founders of ZoidPay (ZPAY). The company was incorporated in 2018. Currently, the maximum total supply of the ZoidPay (ZPAY) token is 700 million ZPAY.