Coinbase One Card is offered through Coinbase, Inc. and Cardless, Inc. Cards issued by First Electronic Bank. American Express is a registered trademark of American Express and is used by the issuer pursuant to a license.

The Coinbase One Card is subject to credit approval and other eligibility requirements. An active, paid Coinbase One membership is required to open and maintain a Coinbase One Card account and to earn bitcoin back (also referred to as “bitcoin rewards”). For Coinbase One Basic, an annual plan is required. If your membership becomes inactive or is canceled, your Coinbase One Card account may be closed.

¹ Only Coinbase One Card cardholders are eligible to earn bitcoin back. Bitcoin back rates are tiered at 2%, 2.5%, 3%, and 4%, based on your Assets on Coinbase (AOC) at the time an Eligible Purchase is initiated. Bitcoin back at the 2.5%, 3%, and 4% rewards tiers are capped at a combined $10,000 in Eligible Purchases per calendar month (then 2% thereafter for such calendar month). For the first 60 days after your Coinbase One Card account opening, AOC is based on your real-time balance at the time of your Eligible Purchase. After that, AOC is calculated as the average of your daily end-of-day balance over the past 30 days.

Not all transactions are eligible to earn bitcoin rewards (e.g., cash advances, cash equivalents, gambling). Bitcoin rewards are provided by Coinbase and may fluctuate in value. If a purchase is reversed, refunded, or canceled, the original value of any bitcoin rewards earned will be charged back to your Coinbase One Card account. Terms, conditions, and limitations apply. See the

Coinbase One Card Rewards Program Terms & Conditions

for full details.

A Coinbase One subscription renews automatically and requires recurring payments. Membership benefits vary by region and may be changed or removed without notice. Boosted USDC rewards & boosted staking rewards: Rates subject to change. Zero trading fees: Crypto trading only. Coinbase Advanced, DEX fees, and derivatives excluded; Coinbase includes a spread in the price when you buy, sell, or convert cryptocurrencies.

² For Coinbase One Basic, an annual plan is required. See

Rates and Fees & Coinbase One Card Cardholder Agreement

for more details.

³ Certain exclusions, restrictions, and limitations apply. Please refer to the

Terms and Conditions

here.

⁴ You agree to the following Offer terms by purchasing through the Travel Portal. For all purchases through Coinbase One Card Travel (“Travel Portal”) using your Coinbase One Card, you will earn 5% bitcoin back on your entire purchase amount in lieu of the standard Rewards Rate Tiers (“Offer”). Purchases do not count towards and are not subject to the Rewards Rate caps described in the

Coinbase One Card Rewards Program Terms & Conditions

(“Rewards Terms”). Bitcoin rewards earned on cancelled bookings that are refunded are subject to a Rewards Adjustment Charge under the Rewards Terms. If your Coinbase One Card is closed for any reason, you will no longer be eligible for this Offer. See

Rewards Terms

for more information. Except as specifically provided herein, the Rewards Terms govern the Offer. The purchases completed through the Travel Portal are fulfilled, controlled, and managed by an non-affiliated third party and you agree that First Electronic Bank, Cardless, and Coinbase are not responsible nor liable for travel booked through the Travel Portal, including but not limited to any unfulfilled arrangements, losses, or canceled or delayed flights.