英國銀行業務限制
There are no specific restrictions on purchasing cryptocurrencies in the UK, however an increasing number of UK banks have chosen to restrict or ban their customers from sending money to crypto exchanges.
Learn how this might affect you, and what you can do to help us make the cryptoeconomy free and accessible for everybody in the UK.
UK Banks are trying to restrict access to the cryptoeconomy
Over the past 12 months, we’ve witnessed a concerning trend of UK banks using the risk of fraud as justification for imposing restrictions and bans on their customers trying to use crypto exchanges like Coinbase.
Some have restricted the use of credit cards for purchasing cryptocurrencies, some block users from making deposits to exchanges altogether, and others might still allow purchases but only under very strict limits.
UK Banks are trying to restrict access to the cryptoeconomy
Over the past 12 months, we’ve seen a rise in the number of UK banks using the risk of fraud as justification for imposing sweeping restrictions on their customers using crypto exchanges.
Our top priority is keeping our users and their funds safe and secure. We have built world-leading security systems and invested substantially in tools which our teams use to monitor and prevent malicious activity and protect our users.
Despite leading on efforts to monitor and prevent fraud, and being a publicly traded company that is regulated in the UK by the Financial Conduct Authority (‘FCA’), unfortunately some of these restrictions have been applied to Coinbase users as well.
These limits are a de-facto ban on crypto by the banks
Coinbase fully supports effective consumer protection measures and agrees crypto exchanges share a responsibility for safeguarding users.
However, the approach adopted here disproportionately and unfairly penalises the overwhelming majority of Coinbase users who are legally and compliantly participating in the cryptoeconomy.
Moreover, we believe that this approach by the banks fails to address the underlying issue around how we can improve user safety within cryptoasset markets together, without compromising on accessibility.
We believe that there is a positive path forward here in the UK
We believe that there is a positive path forward here in the UK, but it will depend on collaboration and an open dialogue between crypto exchanges and the banks. Coinbase will continue to use all available means to work productively with the banks and local regulators in support of our shared objective of an accessible cryptoeconomy in the UK that is safe for all.
What can you do?
Here are our suggestions:
Try an alternate payment method
It may be that your bank is restricting only one form of deposits, e.g. blocking debit cards but allowing bank transfers. Coinbase offers 'easy bank transfers' which are a simple way to avoid these limitations.
Further Reading
Philip Martin 的安全性承諾
Coinbase 正在建立加密貨幣經濟，這是由加密貨幣所支援的一種更公平、可存取、高效和透明的金融體系。本公司從 2012 年開始提出一個激進的構想，那就是任何地方的任何人都應該能輕鬆、安全地傳送與接收比特幣。如今，我們提供一個值得信賴且容易使用的平台來存取涵蓋範圍更廣泛的加密貨幣經濟。
5 大加密貨幣安全性秘訣
從 Coinbase 的信任與安全專家處瞭解如何保護您的帳戶安全。獲取關於密碼管理和不同類型 2FA 的最佳做法的資訊。
網路釣魚詐騙
從 Coinbase 的信任與安全專家處瞭解如何保護您的帳戶安全。獲取關於防範網路釣魚詐騙的最佳做法、如何避免它們以及如果您不小心點按了誘餌該怎麼辦的資訊。