The Graft aims to be a blockchain-based payment platform with instant, worldwide payment acceptance. The acronym of GRAFT is "global, real-time, authorizations and funds transfers." According to the whitepaper, Graft aims to provide an open-sourced, decentralized, global payment gateway and processing forum that any individual can use. It implies that any trader can use the platform in a cost-effective manner without the involvement of any third-party intermediary. Since the Graft system is open, any individual can participate by maintaining the Graft blockchain and executing network services.

There are certain limitations in the existing cryptographic tokens and cryptocurrencies, even though they have enhanced confirmation times. One of the main concerns is that they are unable to conduct significant transactions such as approval and completion, making adoption by specific businesses like retail, convenience stores, and hotels unfeasible without the use of an intermediary. Other flaws of the current cryptographic payment systems include lack of significant transaction types, improper payment flows, poor scalability, unpredictable and unbalanced transaction fees, high volatility, inadequate security, and many more. Thus, Graft aims to address these problems by creating a platform that eventually enables cryptographic payments to be broadly adopted by mainstream traders while following the basic principles of crypto space, including privacy, decentralization, and independence.

One of the unique features of the Graft platform is its supernodes which seek to obtain rewards for approving transactions on the network. Thus, all the fees go to the token holders instead of the centralized unit. The supernodes all together uphold the network using combined proof-of-stake and proof-of-work algorithms.

The native token of the Graft platform is GRFT.

GRFT is employed for real-time payment authorizations, settlement among traders, and transfer of money. Service brokers such as payment processors, risk managers, exchanges, etc., require GRFT tokens as proof of stake so that they can offer services on the network. Also, users need GRFT tokens as trading currency so that they do not have to involve high network charges on various other digital items. GRFT also fuels secondary tokens such as brand tokens, merchant tokens, stable value payout tokens, etc.

The launch of the platform took place in 2017. The maximum total supply of GRFT tokens is 1.8 billion.