Send money internationally for free

Fast - Send money across borders virtually instantly using XRP or USDC 1
Free - No fees to send or receive XRP or USDC to another Coinbase account 2
Global - Available to Coinbase users in any supported country, including India, Mexico, and the Philippines 3
[1] This is not a money remittance; rather, it is a cryptocurrency transaction with conversion into local currency after receipt.
[2] Network fees charged on transfers to non-Coinbase accounts; purchases and sales of XRP are subject to a Coinbase fee.
[3] In countries where Coinbase does not support the local currency, recipients need to transfer their XRP/USDC to an exchange that supports exchanges from XRP/USDC to local currency.

Fast and free for all Coinbase users

You can now send money to any user with a Coinbase account around the world using XRP or USDC. By using cryptocurrencies that are optimized for cross-border transmission, you can send and receive money virtually instantly by sending those cryptocurrencies and having the recipient convert them into local currency. There’s zero fee for sending to other Coinbase users and a nominal on-chain network fee for sending outside of Coinbase.

Speed
Countries
Fees
Maximum send
Bank transfer
Speed
1-2 business days
Countries
Global
Fees
~$30 USD 4
Maximum send
Bank limits apply 5
XRP
Speed
3-5 seconds
on-chain
Countries
100+ countries
on Coinbase
Global
on-chain
Fees
$0
on Coinbase
< $0.01 USD
on-chain
Maximum send
Unlimited
USDC
Speed
12-17 seconds
on-chain
Countries
100+ countries
on Coinbase
Global
on-chain
Fees
$0
on Coinbase
< $1.00 USD
on-chain
Maximum send
Unlimited
[4] Typical international bank wire fees.
[5] Banks may apply limits and require visiting a local branch to initiate.

Send and receive XRP and USDC with any Coinbase user and any wallet globally

How to send money internationally with Coinbase

1

Sign in to your Coinbase account, or create one.

2

Confirm your recipient can convert XRP or USDC into local currency.

3

Convert your desired funds into XRP or USDC. 6

4

Access your XRP or USDC wallet and select send.

5

Enter the amount you’d like to send and the target wallet or email address. 7

[6] You can buy and sell crypto for fiat currency in the 40+ countries where Coinbase has banking support. You can also send and receive crypto in the 100+ countries where Coinbase provides wallet support. Please see here.
[7] Your XRP transfer may require a destination tag in addition to the address. Please see here. If you send via e-mail and your recipient is not a Coinbase customer, they will be invited to open an account.

Frequently asked questions

Once I send XRP or USDC to someone abroad, how do they access the funds?

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Why is it so cheap to send money internationally using cryptocurrency with Coinbase?

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Can I send other cryptocurrencies abroad, like Bitcoin?

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