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Weekly: Regulatory Impetus

Macro continues to be a key driver for crypto performance, though we think upcoming major catalysts may be regulatory driven.

May 17, 2024

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Key takeaways

  • Macro continues to be a key driver for crypto performance, though we think upcoming major catalysts may be regulatory driven such as the spot ETH ETF decision, potential White House veto of the SAB 121 repeal, and the upcoming US House vote on the FIT Act.
  • The May 15 deadline for 13F filings has arrived, revealing major institutional holders of spot bitcoin ETFs like the State of Wisconsin Investment Board.
  • Separately, we find that many airdropped tokens over the past month have displayed a pattern of heavy initial outflows over the first 24-48 hours post-launch – before some price stability and/or recovery.

Written by

  • David Han, Institutional Research Analyst
  • David Duong, CFA - Head of Institutional Research

Market View

In our view, the macro environment continues to be a key driver for crypto performance, as evidenced by the rebound in BTC prices following a slightly lower-than-expected April CPI print. The 3.4% YoY figure is consistent with our out-of-consensus view that we’re still operating within a disinflationary trend that could take inflation growth to within the mid-2 handle by year-end. That’s not to say that the sticky shelter portion of the index doesn’t concern us, but the stagnation in retail sales last month contributed to our view that the economy may be peaking. Taken together, we think that the two 25 bps rate cuts being priced by Fed Funds Futures starting from September 2024 seems appropriate, as is the cyclical move lower in the multilateral USD index.

That said, questions around the Fed’s monetary policy, while important, may be a distraction from the more pertinent issues of industry regulation directly affecting the crypto asset class. One of the most anticipated decisions in the near term is the Securities and Exchange Commission’s ruling on spot ETH ETFs, with a final deadline of May 23 and 24 for the VanEck and Ark-21Shares applications. In our view, the odds of approval haven’t materially changed, but there’s been more speculation recently that the SEC could declare ETH a security and reject these applications. We disagree but have covered our views on this here and here.

Meanwhile, both the US House of Representatives and the Senate have voted to repeal Staff Accounting Bulletin (SAB) 121 in a bipartisan move. The SEC introduced SAB 121 in 2022 and “suggests” that publicly traded companies (such as banks) should record custodied crypto assets on their own balance sheets (as a liability) – rather than in the accounts of their owners. But banks have separate capital provision requirements which means they need to offset those balance sheet liabilities with cash, making it prohibitively costly for them to custody crypto assets. Although President Biden has already declared that he would veto the bill if it made it to his desk, we think that decision may have room to change given the bill’s bipartisan support. We think that crypto will continue to gain political importance going into the election, representing the interests of the more than 52 million Americans who own crypto.

In fact, we think that some of crypto’s next major catalysts are likely to be regulatory-driven. The Financial Innovation and Technology for the 21st Century Act (FIT Act) may be voted on in the House later this month, which critically provides a clear process to determine which digital asset transactions are subject to the jurisdictions of the SEC vs the CFTC. It also outlines disclosure requirements for digital asset developers, which would enable clearer paths for compliance. In addition, the increasing discussion and understanding around stablecoin benefits (e.g. Stripe’s integration with USDC payments) are also a massive step forward for industry adoption. Potential stablecoin legislation, such as the Lummis-Gillibrand Payment Stablecoin Act, could also accelerate this adoption cycle. 

Separately, the May 15 deadline for 13F filings has arrived, revealing major institutional holders of the spot bitcoin ETFs as of March 31. The appearance of traditionally conservative funds in these filings, like the State of Wisconsin Investment Board (that manages $156B for the Wisconsin Retirement System and the State Investment Fund among other state trust funds) are positive signals for the adoption of bitcoin in well diversified portfolios. Approximately 21.4% of the US spot bitcoin ETFs were held by more than 950 institutional investors on March 31, representing a wide base of interest. (13F filings are only required for institutional investment managers with over $100 million in assets under management.)

That said, these filings are not a measure of the state of the current market and not all positions are created equal. For example, we think that some of the positioning in hedge funds may have been the spot legs of basis trades. Furthermore, the 45-day filing deadlines means that positions could have changed greatly during that time given. Still, the breadth of investment advisory firms reporting exposure to spot bitcoin ETFs is a promising indication of growing crypto adoption in TradFi, and we think ETF inflows will remain strongly net positive throughout the rest of the year. 

Onchain: Airdrop Aversions

Airdrops have been a recurring theme throughout in the past several months and have been bolstered by the market rally led by US spot bitcoin ETF approvals in 1Q24. Earlier airdrops like Celestia, Jito, and Jupiter saw significant positive performance in the weeks following their release. That said, the tailwinds behind this narrative have lost steam as ETF inflows have tapered, and more recent launches have generally encountered heavy selloffs immediately post launch. Chart 1 depicts the first week’s trading performance of major token launches that occurred within the previous 30 days. (All of which occurred after BTC retraced below the 70k range.) We observe heavy initial outflows over the first 24-48 hours of trading before some price stability and/or recovery.

Absent a meaningful move in BTC price, we think this pattern will continue as attention (and liquidity) is increasingly splintered across protocols. In a consolidating market with low levels of euphoria and speculation (as measured by low perp funding rates), airdrop recipients looking to recoup costs associated with airdrop farming (e.g. transaction fees or foregone yield) may be incentivized to sell ahead of their peers. At the same time, the well-telegraphed nature of these airdrops via points or general speculation means that most would-be buyers are also able to earn their own allocations instead of immediately buying on the open market. This dynamic results in a soft “fair-value” price floor being discovered in the first day or two post-launch that tends to hold through the rest of the first week of trading. Beyond that timeframe, however, individual performance begins to vary and in some cases has even traded lower amidst the weaker altcoin market.

Screenshot 2024-05-16 at 5.22.21 PM

Crypto & Traditional Overview

(as of 4pm EDT, May 16)

Asset

Price

Mkt Cap

24 hour change

7 day change

BTC correlation

BTC

$65,272

$1.29T

-1.05%

+3.48%

100%

ETH

$2,945

$355B

-2.45%

-2.92%

84%

Gold (Spot)

$2,378

-

-0.33%

+1.36%

21%

S&P 500

5,297.10

-

-0.21%

+1.59%

53%

USDT

$1.00

$111B

-

-

-

USDC

$1.00

$33.2B

-

-

-

Asset

MTD flow (US$B)

YTD flow US$B)

AUM (US$B)

Bitcoin held (BTC M)

Spot BTC ETFs (US)

$0.37B

$12.2B

$55.1B

₿0.84M

Source: Bloomberg

Coinbase Exchange & CES Insights

BTC continues to be range bound between $60,000 and $65,000 while ETH grinds lower on expectations of an upcoming spot ETH ETF denial in the US and continued asset inflation. Altcoins have been mixed as supply from token unlocks weigh on prices. With quiet markets, traders are looking months out for the next market event. FTX distributions and the upcoming US election are two of the potential catalysts that often come up in conversation. FTX filed with the court that it expects to have $15.5B - $16.3B available for distribution to creditors. Some traders expect approximately half of that to to be reinvested into crypto markets. Additionally, as we move through the election cycle, any indication that there could be a pivot towards a more welcoming regulatory environment would be an obvious positive for markets.

Trading volumes on Coinbase platform (USD)

Screenshot 2024-05-16 at 4.20.22 PM

Trading volumes on Coinbase platform by asset

Screenshot 2024-05-16 at 4.21.01 PM

Financing Rates

5/16/2024

TradFi

CeFi

DeFi

Overnight

5.35%

5.00% - 10.75%

5.82%

USD - 1m

5.50%

5.25% - 11.00%

USD - 6m

5.75%

5.50% - 11.50%

BTC

1.50% - 5.00%

ETH

3.00% - 8.00%

1.58%

Notable Crypto News

Institutional

  • Vanguard appoints Bitcoin-friendly former BlackRock ETF lead as CEO (The Block)
  • Millennium Management holds nearly $2 billion in spot bitcoin ETF shares (The Block)

Regulation

  • Why the SEC could choose to deny ether ETFs, and what could happen next (Blockworks)

Coinbase

Views From Around the World

Europe

  • EU securities watchdog to review crypto eligibility for UCITS investments (Cryptoslate)
  • UK Minister Says Government Only Has Time to Implement Stablecoin, Staking Legislation (CoinDesk)
  • Deutsche Bank to test asset tokenization with Monetary Authority of Singapore’s Project Guardian (The Block)

Asia

  • Japanese crypto exchange Coincheck, Thunder Bridge move closer to Nasdaq listing with public filing (CoinTelegraph)
  • SBI Holdings and Chiliz to set up joint venture in Japan for sports fan tokens (The Block)
  • The HKMA announces the establishment of the Ensemble Project Architecture Working Group to support the development of tokenized markets in Hong Kong (HKMA)
  • The HKMA has conducted sandbox studies on tokenized deposits for interbank settlement and clearing matters, paving the way for future tests on digital Hong Kong dollars and stablecoin payments (X)
  • China busts $295 million underground bank that used crypto to convert foreign currencies (The Block)
  • The Philippines SEC plans to introduce a crypto regulatory framework in the second half of this year (Bworldonline)
  • Japanese investment and consulting firm Metaplanet has adopted bitcoin as a reserve asset to hedge against the country's debt burden and yen volatility (CoinDesk)

The Week Ahead

May 20

May 21

May 22

May 23

May 24

Notable Macro

US FOMC Meeting Minutes

EZ Consumer Confidence

U. of Mich. Sentiment

Notable Earnings

NVIDIA Corp

Argo Blockchain 

Crypto

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