TL;DR: Launching later this year, Coinbase Business is your crypto operating account – a secure, compliant platform for startups and small businesses to send and receive payments, manage crypto assets, and automate financial workflows in one place. It offers a no-fee, self-serve application with approvals for businesses in as little as two days. Apply today for early access to the alpha.
Entrepreneurs hustle every day – digging for product-market fit, closing deals, growing revenues, and cutting costs. Through it all, traditional financial systems have made money management and payments one of their biggest headaches. Startups struggling to hire and reliably pay global talent, small family-owned businesses taken through the wringer by credit card fees, interest rates and chargebacks, a new restaurant’s books wrecked by long settlement cycles – all factors that eat into the efficiency and earning potential of almost all businesses today. Crypto and stablecoins solve this exact problem for all of the above with fast, global, and low cost money movement. It’s why one in five small and medium-sized businesses familiar with stablecoins already use them to streamline their operations.
At Coinbase, we’ve spent over a decade building the trusted foundation for the cryptoeconomy to increase economic freedom around the world. Now, we’re bringing that same security, scale, and compliance to everyday businesses with Coinbase Business – a modern financial stack built with the speed and scale of crypto. Coinbase Business is purpose-built for modern operations and designed to streamline financial workflows for small-to-medium-sized businesses (SMBs) and startups. Whether you're looking to send and receive payments, manage crypto assets, or automate payouts, Coinbase Business allows you to do it all in one secure account.
Coinbase Business enables you to adopt crypto with less friction, combining our trusted infrastructure with a solution that combines simplicity, speed, and cutting-edge features. Here’s what makes Coinbase Business the solution your company needs:
Efficiency is key in today’s fast-paced world. Coinbase Business brings instant settlements to the table so you can accept customer payments in crypto and simultaneously pay vendors, employees, and partners with ease. No delays, chargebacks, or complicated setups. You can also connect Coinbase to your existing tech stack using integrated APIs for a seamless experience, and refill your wallet or cash out revenue right into your connected business bank account.
Coinbase Business is an all-in-one platform for a business’s crypto trading and portfolio management needs. You can buy, sell, and exchange crypto directly from your business account, and enjoy peace of mind storing your assets with industry-leading security. Multi-user access will become available in the coming months, too, so that your entire team can manage the account without compromising control over crypto workflows.
Coinbase Business doesn’t let idle funds sit unused. Customers earn up to 4.1% APY on their USDC, putting your funds to work while retaining the flexibility to use them anytime. This is an easy way to grow your capital while maintaining liquidity.
We’ve reduced the complexity of onboarding through Coinbase Business, with no fee to apply and just a few easy steps at sign-up. The approval process is fast, allowing businesses to get started in as little as two days. No need for sales calls, giving you the flexibility to start on your own terms and at your own pace.
We’ve been listening to your feedback on the tax front. Coinbase Business will offer streamlined accounting reconciliation into platforms including Quickbooks and Xero via trusted partners Cointracker and Crypto Tax Calculator.
Whether you’re a startup exploring crypto opportunities or a brick-and-mortar business looking to update the system, Coinbase Business is your modern financial command center. Ready to get started? Apply now to get early access to the Coinbase Business alpha.
Follow along for Coinbase Business updates via @CoinbaseBiz on X.
Institutional,
Jul 10, 2025
TLDR: Institutional Investors in the EU and UK plan to increase their allocations to digital assets in 2025, according to research conducted by Coinbase and EY-Parthenon.
Coinbase is acquiring Liquifi, the leading token management platform. Acquiring Liquifi gives us best-in-class capabilities in token cap table management, vesting, and compliance, and positions Coinbase to support builders earlier in their journey.
